Say whaaaaat? You’re probably thinking what the heck- that’s not possible. And I’m about to educate you on how I did this. Just to give you some background on my financial life so you understand the whole picture. I used to finance furniture, up until I was 20 (*damn you RC Willey for having cute stuff*) I opened an account… Read More
Budget Friendly Valentine’s Day Gifts
Knowing what to get a special someone in your life is freaking hard work. You try to be thoughtful, think of exactly what they want, and at the same time not break the bank. #AmIRight? Because I experience how difficult it is to buy thoughtful V-Day gifts every year, I did some research and compiled a list of sweet gifts… Read More
Science Says This Is The One Financial Habit That Will Actually Change Your Life
You’re probably thinking… “bold statement there Whitney!” But it’s true! There is one financial habit that trumps all other things you will do. This one habit beats out budgeting, …saving, *gasp* …automating your financial life. It even beats out visualizing your financial goals. The best part? It’s ridiculously easy to do. The one financial habit that will change your life… Read More
3 Tips That Will Save You Money When Moving
Moving from one home to another is not only a time-consuming, stressful task; it can also be very expensive. If you’re a renter, you may have to pay two rents in one month, as well as deposits and other moving-related fees. Then there is the cost of moving all your stuff, replenishing your pantry, and replacing items you had to… Read More
Frugal + Fed Up: What To Do When Cutting Expenses Isn’t Enough
We’ve all been there. You’re trying to save for a new car, a kick ass trip, or even trying to get out of debt as quickly as possible and what do you immediately do? Cut expenses. And I get it. Really, I do. That’s typically the first place I start as well because it is a bit easier and you immediately… Read More
Guest Post: How to save on your wardrobe
Shopping is definitely a guilty pleasure for many, and while the ongoing sales help us save a few extra bucks, we need to learn how to cut back on retail therapy if we’re ever going to be financially responsible. With all the beautiful window displays we pass on a daily basis, it’s hard not taking a peek into boutiques and… Read More
4 Ways To Pay off Your House Faster
Imagine what you can do if you don’t have a house payment. It’s like living at your parent’s house but better, you can paint whatever color you want! Paying off your house is thought to be a sign of the ultimate financial freedom. Although sometimes paying off your house isn’t always the best financial move. For example, if you don’t… Read More
Is the program that erases your student loans worth it?
Have you heard that if you work a job in public service for a period of time that you can have your loans wiped? Me too. A lot. I kept hearing people discussing this plan I thought for sure it would be God sent to some people. Naturally, I was curious to see if it was really all it was… Read More
#RealTalk: How to destroy debt
For everything you say yes to you are saying no to something else. Novel concept, I know. Yet so many of us don’t realize that by saying yes to debt, we are simultaneously saying no to something that might be more important in the future. Almost every day I meet someone who tells me they are struggling with money because… Read More
How $120 per month can make you a millionaire
In high school, I read a book that changed my life. David Bach’s “The Automatic Millionaire.” This book shaped my entire philosophy on saving for retirement and gave me an awareness of how small decisions can make a big difference later in life. I remember looking at that compounding interest chart and seeing if I saved $2,000 per year from… Read More
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