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4 Strategies To Paying Off Debt (And Which is Best)

Do a quick search for strategies to paying off debt and you’ll find the possibilities are limitless and it seems that everybody and their dog has an opinion. But if you do some digging, what you’ll find is that all the strategies typically come down to four primary methods. Each strategy is slightly different. The […]

Blog, Money

Budgeting For Beginners: How To Create A Budget

Want to get more results with your financial life? Of course you do! (I presume that’s why you’re here.) Then you absolutely must budget! If your eyes just glazed over, hang with me. Budgeting is actually really simple. And I’ll show you how. Step 1: Get Organized The first step to any project is preparation. […]

Blog, Money

Spring Clean Your Financial Life- Free Checklist

Spring is in the air! …Aside from the crazy snowstorms we’ve been having. Every year around this time, we all start getting rid of stuff, decluttering the home and trying to get our homes in order. But it’s also the perfect time to get your financial life together. That’s why I created this printable checklist […]

Money

10 Ways To Pay Off Student Loans Fast

Students loans are the skid marks on the underpants of society. I have my own fair share of experience with students loans. In 2010 I graduated with my bachelors in Accounting and racked up $30,000 in student debt. Not cool. I remember checking the mail and walking into the house where I opened an envelope […]

Blog, Money

12 Binge Worthy Podcasts That Will Improve Your Life

12 Binge Worthy Podcasts That Will Improve Your Life

I love a good podcast! They have become so engrained in my life that I listen to them when I’m cooking breakfast, getting ready for the day, and during the commute to work. On average, I consume about 6-10 hours per week soaking in information. Why I Listen To Podcasts A lot of people wonder […]

Blog, Life

6 Healthy Shopping Strategies To Help You Save At Least $40 Per Week On Your Grocery Bill

“Healthy food costs too much.” The number one reason people report not eating healthy or not eating enough fruits and vegetables. But you’re not one of those people. That’s because you’ve already showed how you can practice long-term planning, patience, and seeking value when it comes to optimizing your financial health. It turns out that […]

Blog, Money

January 2018 Monthly Review

January was a crazy month with some pretty nice milestones in there. But despite hitting some really impressive milestones, I have to be honest- it didn’t make me feel more successful or happier. It was a good reminder that the journey is what matters most and if you aren’t enjoying the process, the milestones won’t […]

Blog, Entrepreneur, Life

The Ultimate Guide to How I Paid Off $30,000 in 10 Months

The Start Reality. 2010 was a great year; I graduated college, I got my first “big kid” job at a public accounting firm and life was looking promising. There was only one problem. I had almost $30,000 in debt staring me in the face. Yikes! For some, that is okay, student loans are normal. I […]

Blog, Money

How to work from home AND bring in $10,000 a month as a Virtual Assistant

In the business world, there are tons of essential tasks constantly stacking up. As an entrepreneur myself, I know how crazy hard it is to manage all the tasks. (Seriously, ain’t nobody got time for that.) That’s where virtual assistants come into the picture. Virtual assistants ensure all the scheduled meetings, purchases, and emails are […]

Blog, Entrepreneur

Budget Guide To 8 Days In Costa Rica

Around 7 years ago I wanted to go to Costa Rica. I grabbed my notebook, Pinterested so many places to see and planned an entire 7 day itinerary for Tony and I to use. But life happened and frankly, I was broke and unable to afford to travel. So I kinda put it on the […]

Blog, Travel

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Whitney Hansen | Money Coach
Automate your savings. I know, I know, broken rec Automate your savings.

I know, I know, broken record status.

But it’s crazy how many people don’t actually implement this tip.

Login your bank account or use your favorite savings app and make this happen (automatically of course).

Once you have that set up, come back here and comment that you did it so I can cheer you on!
Paying off debt is an awesome thing to do... And Paying off debt is an awesome thing to do...

And you can go at whatever pace works for your life.

There’s a huge misconception that you have to go “balls to the wall”, work every extra shift you can, AND do it all while never complaining.

That’s one way to do it. It’s not THE way.

In actuality, personality types and self-awareness is a huge factor when setting your level of aggressiveness.

✨For me personally- I function very well on short timelines where I can hustle my heart out and accomplish it quickly (so I don’t have to worry about it again). My debt payoff plan was very aggressive to pay off $30k in 10 months.

✨For some of my coaching clients- that doesn’t resonate with them. They want to make progress towards their debt and still buy some of the nonessentials even if that means keeping debt around for a couple extra years.

✖️Neither strategy is wrong.✖️

Approach debt payoff (and all financial goals) with a loooot of self-awareness. 

Being honest with your personality type and how you function best is a great way to not get burned out in the process.
The book I, by far, recommend most is The Power of The book I, by far, recommend most is The Power of Habit.

It’s one of those books that helped me improve my finances, relationships and coaching business.

No surprise, we all have habit loops that help us or hurt us.

#REALTALK:
When I was working a normal 9-5, I noticed I was spending a LOT more 💸 buying coffee.

When I analyzed my habit loop, I started to see what was actually happening.

✨CUE: get to work, open my email, get overwhelmed. Tell myself I need coffee.

✨ROUTINE: Walk to the coffee shop and spend $3-$5 per day

✨REWARD: Warm cup of coffee. Didn’t have to dive into email... yet. 😆

What I wanted was not coffee. It was avoiding checking my email. So instead, I was able to take a short gratitude walk in the morning instead of buying coffee.

It worked like a champ!

Look through your life. What is one habit loop you’re actively improving?

Use this strategy and watch your life change. 💕
My goal is to invest more money in my brokerage ac My goal is to invest more money in my brokerage account. 

So I created a fun Investing Challenge for myself.

💸I set up a $5,000 goal for investing
💸Made it fun through gamification and automation
💸Will transfer all of my saving each month and put it into my brokerage account
💸Invest it all in index funds

Small steps every week lead to great results.

Excited to see build more wealth! 

Comment below if you want to join me in investing more this year!
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