For everything you say yes to you are saying no to something else. Novel concept, I know. Yet so many of us don’t realize that by saying yes to debt, we are simultaneously saying no to something that might be more important in the future. Almost every day I meet someone who tells me they are struggling with money because… Read More
How $120 per month can make you a millionaire
In high school, I read a book that changed my life. David Bach’s “The Automatic Millionaire.” This book shaped my entire philosophy on saving for retirement and gave me an awareness of how small decisions can make a big difference later in life. I remember looking at that compounding interest chart and seeing if I saved $2,000 per year from… Read More
Should you take a vacation while you are trying to pay off debt?
Have you ever wondered if it’s a good idea to take a vacation while you are in the midst of paying off debt? You’re not alone. This is one of the top five questions I hear most. The answer is…. it depends. If we were discussing your financial situation, I would ask you a few different questions: How… Read More
3 Things Rap Songs Taught Me About Money
Rap songs have my heart. Rap videos…not so much. (they don’t even make sense, am I right?) One day, driving to work I was listening to – you guessed it- a rap song on the radio. In the middle of throwing gangsta signs, cussing so much my mama would proud, and ballin’ so hard, I had a “woah, rappers have… Read More
Goal Setting for People that HATE Thinking About the Future
Hi guys, So, truth be told, my mindset on goal setting is beginning to change. I’m starting to think there may be a better way of setting goals. Maybe planning for the next year, five years, or even ten years is a bit outdated. I mean, who can predict the way their life goes? What if you decide that what… Read More
Why it’s ridiculously hard to pay off credit card debt
Have you ever struggled with paying off credit card debt? If so you are not alone! There’s a reason it’s difficult to pay off, because of the way interest is charged. Let’s first discuss how the interest is compounded. If you hate math, don’t sweat it, you can skim through this section! This is pretty basic stuff (but an important… Read More
DIY: How-to Build A Fireplace (in one weekend)
One of my greatest strength (and weaknesses) is my sense of spontaneity. I will go on road trips on a whim, try new hobbies, implement new ideas within a day, and start fairly large house projects after thinking about them a day or two. That’s just me. Now that you know that about me, it’s no surprise that a little… Read More
Guest Post: 4 Things You Should Know About Paying Off Your House
The author of this post is Steve Stewart. Steve has been teaching and encouraging others on how to eliminate debt and build wealth for almost a decade. This year he left his day job, used cash to buy a car and new windows for his house, and is paying off the house as a Christmas gift to his wife. To… Read More
Sh*t People Say To Entrepreneurs
Sometimes, as entrepreneurs, we get asked weird things. Things that make you scratch your head and say, “did I just hear that correctly?” Turns out you’re in good company. In dire need of support and reassurance, I turned to my fellow personal finance bloggers to see what kind of weird stuff they get asked. The results are hilarious! The video… Read More
Black Friday Dos + Donts (if you are brave enough to go out)
Once upon a time, I used to go to Black Friday sales every single year. 1:00 am was no barrier for me. I wore that sh*t like a badge of honor going to work later that morning and bragging about my finds. (One year, after fighting the crowd, my click- aka boyfriend, sisters, brother and cousin- and I went to… Read More









