Generated by All in One SEO v4.9.9, this is an llms.txt file, used by LLMs to index the site. # Whitney Hansen | Money Coaching Financial Coaching for High Earning Women ## Sitemaps - [XML Sitemap](https://whitneyhansen.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://whitneyhansen.com/blog/) - [How to Achieve Financial Independence and Retire Before 30: Strategies from Cody's Journey](https://whitneyhansen.com/how-to-achieve-financial-independence-and-retire-before-30-strategies-from-codys-journey/) - Have you ever wondered if it’s possible to retire early, even before turning 30? The idea might seem impossible, but Cody’s story proves that with the right mindset, strategies, and dedication, early financial freedom is achievable. In this deep dive, Cody shares his journey from a young age, his key strategies, and practical tips for - [Best Books on Investing for Retirement (That Actually Help You Build Wealth)](https://whitneyhansen.com/best-books-on-investing-for-retirement-that-actually-help-you-build-wealth/) - If you’ve ever thought, “I should probably be doing more for retirement…” but then got overwhelmed five minutes later by the idea of retirement planning—you’re not alone. Investing for retirement can feel confusing, intimidating, and honestly… kind of boring. But the right book can completely change that. It can give you a clear plan, help you avoid - [How Influencer Culture Is Quietly Draining Your Wallet](https://whitneyhansen.com/how-influencer-culture-is-quietly-draining-your-wallet/) - Have you ever opened Instagram or TikTok for one quick scroll and somehow ended up wanting a new skincare routine, new running shoes, the 12 "best" Amazon home finds, and a $40 water bottle? Yeah… same.The sad reality is, that’s not random. That’s the system working exactly as it was designed. In today’s world, social - [How to Set Financial Goals Without Feeling Overwhelmed](https://whitneyhansen.com/how-to-set-financial-goals-without-feeling-overwhelmed/) - Struggling with setting financial goals that actually stick? The Goal Snowball is a simple system to accomplish more in less time by focusing on one goal at a time. Perfect for budgeting, saving money, and building financial momentum. - [6 Spring House Projects That Make a Big Impact On A Budget](https://whitneyhansen.com/6-spring-house-projects-that-make-a-big-impact-on-a-budget/) - Spring has a way of making you want to renovate everything. The sun comes out. You notice the fence looks tired. The front door feels dated. The garage is… a situation. But before you drop thousands on a renovation, here’s the good news: You don’t necessarily need a bigger budget.You need smarter upgrades. These spring - [Creating Your Own Dead Box (Digital Financial Life)](https://whitneyhansen.com/creating-your-own-dead-box-digital-financial-life/) - On The Money Nerds Podcast we are tackling the not so fun, but oh-so-important topic of creating your own dead box. What is a Dead Box? And Why You Need To Create One A "Dead Box" is essentially a digital folder of all the important financial documents that your loved ones would need for when - [7 Days In Switzerland in March: My Complete Itinerary.](https://whitneyhansen.com/7-days-in-switzerland-in-march-my-complete-itinerary-2/) - If you're planning 7 days in Switzerland in March, this itinerary covers some of the country’s most beautiful places — including Zurich, Lucerne, Lauterbrunnen, Mürren, and Jungfraujoch. This one week Switzerland itinerary balances scenic train travel, mountain views, charming towns, and a few unforgettable experiences along the way. I just got back from a beautiful 7-day trip to Switzerland with my little sister. And man — there was a lot to see and do. Planning the itinerary was tough because there are so many beautiful places in Switzerland. While I only had 7 days, my sister is staying for two weeks, adding on a day trip to Bern, staying in Montreux, and then ending in Lugano with day trips around there. (She said Lugano was a great place to visit as well!) But for this post, I’ll walk through my exact 7-day Switzerland itinerary for early March. 7 Days in Switzerland Itinerary (Quick Overview) Day 1 — Arrive in ZurichDay 2 — Explore Zurich + Lindt Chocolate FactoryDay 3 — Train to Lucerne + Old Town walking tourDay 4 — Mount Pilatus excursionDay 5 — Train to Lauterbrunnen + visit MürrenDay 6 — Jungfraujoch (Top of Europe)Day 7 — Train to Zurich Airport Is March a Good Time to Visit Switzerland? March is actually a great time to visit Switzerland if you want snowy Alpine scenery without the peak summer crowds. Ski season is still going strong in the mountains, while cities like Zurich and Lucerne are quieter and easier to explore. You may not be able to hike many trails yet due to snow, but iconic viewpoints like Mount Pilatus and Jungfraujoch are open year-round. If you're planning a Switzerland itinerary in March, expect beautiful snowy mountains, fewer tourists, and slightly lower hotel prices compared to summer. Day 1: Travel Day to Zurich Our round-trip flight departed from Boise, Idaho and landed in Zurich. After accidentally getting on the wrong train (oops!), we arrived fairly late in the day and mostly just crashed at our hotel. We did walk over to Coop Supermarket, which quickly became one of our favorite budget food spots, and grabbed some of their prepared food for dinner. Then it was straight to bed after a long travel day. Day 2: Exploring Zurich We slept in a bit and had a busy day planned for our first full day in Zurich. - [$285 Budget Friendly Laundry Room Makeover](https://whitneyhansen.com/285-budget-friendly-laundry-room-makeover/) - The time finally came. Our washer and dryer crapped out on us. As budget and environmentally conscious consumers, we called an appliance repair company and they confirmed-- the drum in our washer couldn't be repaired, it was best to replace. This led to new appliance and because our space is somewhat compact already, we decided - [What Lifestyle Creep Really Looks Like in Your 30s (And Why It Feels So Hard to Spot)](https://whitneyhansen.com/lifestyle-creep-in-your-30s/) - If you’re earning more than you used to, but somehow feel like saving is harder than ever —you’re not imagining things. This might be lifestyle creep in your 30s.And it looks very different than we were warned about. It’s not flashy spending.It’s not luxury cars or designer handbags. It’s convenience.Comfort.And a lot of “this just - [8 Day Financial Reset: A Simple Way to Feel Back in Control of Your Money](https://whitneyhansen.com/8-day-financial-reset/) - If your finances feel a little messy, overwhelming, or just off, you’re not alone. Most people don’t need a complete financial overhaul—they need a financial reset. In this episode of The Money Nerds Podcast, I’m walking you through an 8-day financial reset designed to help you get clarity, build momentum, and feel confident about your money again—without doing everything - [Online Casino z BLIK – Najlepszy Wybór dla Polskich Graczy?](https://whitneyhansen.com/online-casino-z-blik-najlepszy-wybor-dla-polskich-graczy/) - W ostatnich latach płatności mobilne zdobyły ogromną popularność w Polsce, a BLIK stał się jednym z najczęściej wybieranych systemów transakcyjnych. Nic więc dziwnego, że coraz więcej kasyn online oferuje możliwość wpłat za pomocą tej metody. Dlaczego warto korzystać z kasyn online obsługujących BLIK? Jakie są ich zalety i na co warto zwrócić uwagę przy wyborze - [How To Flip Furniture + Bring in an Extra $500 Per Month](https://whitneyhansen.com/how-to-flip-furniture-bring-in-an-extra-500-per-month/) - *You're going to want to bookmark this and refer to it again later. It's by far the most detailed and comprehensive free guide I've ever seen on flipping furniture. I love testing side hustles. And for a lot of people, an extra $500 per month is life changing. Considering 60% of Americans couldn't cover a - [Online Casino mit PayPal – Die Beste Zahlungsmethode für Spieler in Österreich](https://whitneyhansen.com/online-casino-mit-paypal-die-beste-zahlungsmethode-fur-spieler-in-osterreich/) - In Österreich suchen immer mehr Spieler nach einer schnellen, sicheren und bequemen Möglichkeit, Geld in Online-Casinos einzuzahlen. PayPal hat sich als eine der beliebtesten Zahlungsmethoden etabliert, doch nicht alle Online-Casinos akzeptieren es. Warum ist PayPal so gefragt, und welche Plattformen bieten diese Option an? Warum ein Online-Casino mit PayPal nutzen? Die Vorteile von PayPal als - [Online kasyna dla Polski – jak wybrać najlepsze?](https://whitneyhansen.com/online-kasyna-dla-polski-jak-wybrac-najlepsze/) - Polski rynek kasyn online rozwija się niezwykle dynamicznie. Gracze mogą wybierać spośród setek platform oferujących nowoczesne technologie, atrakcyjne bonusy oraz szeroki wybór gier. Jednak jak wybrać kasyno, które będzie bezpieczne, uczciwe i oferujące najlepsze warunki? Sprawdźmy! Czym wyróżniają się polskie kasyna online?Kasyna online dostępne dla polskich graczy charakteryzują się kilkoma kluczowymi aspektami: ✅ Dostępność w - [Small changes that yield big results in your finances](https://whitneyhansen.com/small-changes-that-yield-big-results-in-your-finances/) - I love finding micro changes that make a big difference in my life. Even though these are small changes, I don't want to mislead you-- they aren't easy. It takes a lot of effort to get these changes started. But they are worth it! So let's dive into the 5 small changes that will make - [We Built A GLAMPING DOME-- How we set up a Geodesic Dome Airbnb!](https://whitneyhansen.com/we-built-a-glamping-dome-how-we-set-up-a-geodesic-dome-airbnb/) - I’ve always had a goal of making $100K a year off of unique short-term rentals. I believe that unique, quirky, properties are more recession-proof, interesting, and a totally fun experience for guests— and have a higher ROI. In 2020 my partner and I bought a 1-acre piece of property for $35,000 in the mountains of - [Financial Tasks For End of Year](https://whitneyhansen.com/financial-tasks-for-end-of-year/) - Alright, alright. I know no one wants to think about the end of the year and what we might need to do to close out the financial year-- but it's important. There are several financial tasks that you may want to consider completing at the end of the year. Here are some ideas: Review your - [BUDGET TIPS: How to plan for inflation](https://whitneyhansen.com/budget-tips-how-to-plan-for-inflation/) - No doubt about it, we have all been feeling the effects of inflation. As a whole, the US experienced overall inflation of 7.5% in ONE YEAR. (US Bureau of Labor Statistics). So what does that mean for all of us? Shiz is getting more expensive. But not all categories experienced the same amount of inflation. - [What's The Best Way To Discipline A Child?](https://whitneyhansen.com/whats-the-best-way-to-discipline-a-child/) - Our childhoods have a huge impact on our lives. They play a big role in shaping our beliefs, choices, and who we are today. I personally don't have kids, but I am fascinated with the topic of raising children. I come from a family of six, so it's inevitable not to be around kids. Today, - [Preparing For The Unexpected: How To Deal With Grief](https://whitneyhansen.com/preparing-for-the-unexpected-how-to-deal-with-grief/) - Life is unpredictable. Sometimes, unexpected things happen, both good and bad. We don't like to think about the bad, much less highly tragic events, such as a death of a loved one. Yet, it is inevitable, and we need to prepare for the unexpected. In today's episode, I interview my friend Kristie St-Germain, creator of - [From Humble $10 Beginnings to a Renowned Boss Babe Mother | Catherine Alford](https://whitneyhansen.com/from-humble-10-beginnings-to-a-renowned-boss-babe-mother-catherine-alford/) - When a woman becomes a mother, everything changes. Catherine Alford knows all about it. She gave birth to not only one child but to two THE SAME DAY — she gave birth to boy-girl twins. That alone is a huge life-changing event. Now add a husband who is in medical school and depends on you - [Marie Kondo's Six Core Principles For Decluttering Your Home](https://whitneyhansen.com/marie-kondos-six-core-principles-for-decluttering-your-home/) - We all get caught up in life following routines, schedules, and endless lists of to-dos. Before we know it, our home resembles our life — BUSY AND OVERWHELMING. You may have heard of Marie Kondo and her decluttering method called the KonMari Method. I had the honor to interview one of her consultants, Lisa Tselebidis. - [Are These Three Phrases Holding You Back From Becoming Successful?](https://whitneyhansen.com/are-these-three-phrases-holding-you-back-from-becoming-successful/) - Words are so important. It can quite literally dictate your future. The words and phrases we tell ourselves are records in our heads, and they can affect your definition of success. Your success is in direct correlation to what you say to yourself every day. The following are three phrases that will completely disempower you, - [How To Change Your Life Using The Habit Loop](https://whitneyhansen.com/how-to-change-your-life-using-the-habit-loop/) - Habits are routines of behavior that happen daily on a subconscious level. They may seem small, but habits have a lot of influence and power in our lives -- they can either move our life forward or backward. How can you identify your habit loop and change it? I recommend reading The Power of Habit - [How To Plan A Wedding Without Going Broke](https://whitneyhansen.com/how-to-plan-a-wedding-without-going-broke/) - Planning a wedding is no walk in the park. There's a bit of chaos embedded into wedding planning. And with that chaos comes incredibly expensive costs. I have seen many people even take out debt for this one day. I believe our culture is sold on this myth that your wedding has to be the - [Financial Expert Shares 7 Non-Negotiables Of Your Finances](https://whitneyhansen.com/financial-expert-shares-7-non-negotiables-of-your-finances/) - Money is a tool, and at the end of the day, depending on how you use it, it will dictate whether it is helpful or not in your life. In today's episode, I had the fantastic opportunity to interview Shari Greco Reiches. She is co-founder, principal, and chief visionary officer of Rappaport Reiches Capital Management, - [How To Run A Successful DIY Business](https://whitneyhansen.com/how-to-run-a-successful-diy-business/) - If you're like the majority (including myself), you most likely took on a new DIY project during the lockdown. And if you didn't have a clue where to start, you most likely went on YouTube to figure it out, right? Perhaps you happened to stumble onto Brent Gentling's DIY channel, BYOT. Brent Gentling is the - [The Lessons I Learned While Setting Up A Geodome Airbnb Glamp Site Part 1](https://whitneyhansen.com/the-lessons-i-learned-while-setting-up-a-geodome-airbnb-glamp-site-part-1/) - So, How Difficult Is It To Set Up A Geodome Glamp Site? For the past six months, my partner, Tony, and I have been working on a Geodome in the Cascade mountains of Idaho. We decided we wanted to test out whether we could make money by offering a unique Airbnb stay. For today's episode, - [How To Make Money In Tiny Living](https://whitneyhansen.com/how-to-make-money-in-tiny-living/) - If you find tiny house living fascinating, this episode is for you. I had the honor to interview Kristie Wolfe, who is known for building her tiny home empire. She finds interesting properties, builds unique homes, and rents them on Airbnb. Her portfolio includes a fire lookout tower, a giant potato, a treehouse in the - [What is sustainable investing and how to actually invest in ESG funds](https://whitneyhansen.com/what-is-sustainable-investing-and-how-to-actually-invest-in-esg-funds/) - Recently on an episode of The Money Nerds podcast, I got the chance to sit down and talk with a total rockstar, Sarah Bengtsson, about sustainable investing. This is something I've been curious about for a while, but honestly felt kind of confused when I started looking into it. That's where Sarah comes in. If - [What it Takes to Build Treehouses | INTERVIEW with Django Kroner from The Canopy Crew](https://whitneyhansen.com/what-it-takes-to-build-treehouses-interview-with-django-kroner-from-the-canopy-crew/) - I came across a really interesting Instagram account that legitimately made me pause and say "THIS IS AMAZING!" The Canopy Crew is a magic place in the Red River Gorge and has treehouses, geodomes and even a cliff house. It's incredible! When I saw this, I knew I had to get the founder Django Kroner - [How I quickly run a short term rental analysis to see if it might be profitable](https://whitneyhansen.com/how-i-quickly-run-a-short-term-rental-analysis-to-see-if-it-might-be-profitable/) - Let me be the first to admit, I'm no expert when it comes to running numbers for real estate properties. I've been practicing running short term rental numbers for properties for the past couple of years and wanted to share how to do that, as well as some of my favorite resources to help me - [Biweekly Furniture Flip Report: $435 PROFIT](https://whitneyhansen.com/biweekly-furniture-flip-report/) - I'm super excited to share with you my first ever flipping report! My intention is to show you the exact items I purchased and flipped. Early in my financial life, I recognized that I can only cut expenses so much, I had to work on earning more income. One of the best ways to increase - [How to deal with financial jealousy](https://whitneyhansen.com/how-to-deal-with-financial-jealousy/) - Financial jealousy is one of those topics we tend to avoid. We all know we should just be supportive of our friends, family, and strangers on the internet, but still, financial jealousy sometimes creeps into our lives. It's normal to feel jealous from time to time. That's what inspired this podcast episode. Financial jealousy is - [How to build a $250,000 woodworking business from your garage](https://whitneyhansen.com/how-to-build-a-250000-woodworking-business-from-your-garage/) - Success leaves clues. Anytime I can talk directly with someone who is making a great income and living life on their own terms, I absolutely love it. It's so much faster to hear from someone who is in the trenches and building a business than just researching it. That's why I was so excited to - [Trying to reduce your food waste? Read this first.](https://whitneyhansen.com/trying-to-reduce-your-food-waste-read-this-first/) - Wasting food is literally throwing away thousands of dollars a year. Approximately $1,500 on average. I think we all understand that throwing away food is less than ideal for our wallet, but we rarely think through the environmental food waste side--- like what happens when the food actually gets tossed? Kristen is an intentional living - [Financial coach shares 5 tips to manage your money better](https://whitneyhansen.com/financial-coach-shares-5-tips-to-manage-your-money-better/) - As a financial coach, I see a lot of budgets and help people create a solid plan that works for their life. Almost everyone needs to implement a few of these tips to help them propel their life forward and manage their money better. All right, let's talk about five tips to managing money better. - [How to paint your kitchen cabinets without sanding](https://whitneyhansen.com/how-to-paint-your-kitchen-cabinets-without-sanding/) - My kitchen was a bit dated. The honey colored cabinets weren't cutting it any more. But the biggest hindrance to the kitchen was the granite color. We are considering this Phase 1 of our kitchen remodel and won't be replacing the counter this year. So instead we added an island with a marble slab (that - [How to set up your Vanguard Brokerage Account: Investing For Beginners](https://whitneyhansen.com/how-to-set-up-your-vanguard-brokerage-account-investing-for-beginners/) - So you're ready to invest using Vanguard? Congrats on taking the first step and learning about how to get started! Before you choose stocks, bonds, index funds, or ETFs, you first need to set up your Vanguard brokerage account. What's a Brokerage Account? A brokerage account is a way for your (as an individual) to - [5 Steps To Take If You Are Experiencing an Income Drop](https://whitneyhansen.com/5-steps-to-take-if-you-are-experiencing-an-income-drop/) - It's a scary world we are living in right now. It feels like everything is crazy, layoffs are increasing, and it feels a bit like Hunger Games. Today, we're talking all about what to do if your income drops. Remember, hard times don't last forever, even though it can feel that way in the, in - [Tips for learning to love your life](https://whitneyhansen.com/tips-for-learning-to-love-your-life/) - I remember when I first bought my house. I was freaking stoked! It had light carpet, standard features, and had that brand new smell. I loved it. Then after a few years, I started to look around and complain about the stock cabinets, beige interior and lack of upgrades. I’d look outside at my yard - [The best investing tips for beginners](https://whitneyhansen.com/the-best-investing-tips-for-beginners/) - Have you been watching the stock market these days? It's a freaking roller coaster! And with that comes a lot of skepticism and uncertainty with "should I invest now or wait?" Here are some of the best investing tips for beginners. 1) Invest for the long term, not short term. I am strictly a long-term - [How to Organize a Tech Drawer](https://whitneyhansen.com/how-to-organize-a-tech-drawer/) - Everyone has a drawer in their home they are less than proud of. For me, that's my tech drawer in the office. It's a bit on the crazy side and didn't really have a sense of where things belong. So I turned to one of my favorite bloggers and podcast guest on The Money Nerds, - [My $450 Living Room Makeover Using Second Hand Furniture](https://whitneyhansen.com/my-450-living-room-makeover-using-second-hand-furniture/) - Recently I've been a lot more interested in the eco-friendly ways to furnish my home on a budget. Maybe it started from my furniture flipping side hustle, but I started to see how many great pieces get donated, sold, and trashed when we change our style. So when I was ready to retire my old - [Working From Home? These 5 Tips Will Help.](https://whitneyhansen.com/working-from-home-these-5-tips-will-help/) - Working from home definitely takes some getting used to. I've been working from home for 2 years now and have learned all kinds of tips that help you stay productive and get into a routine. These are some of my favorites! Tip 1: Establish a work routine Routines are so so important when working from - [My Favorite Amazon Products For Business and Life](https://whitneyhansen.com/my-favorite-amazon-products-for-business-and-life/) - I love Amazon! It's convenient, efficient, and you can find some really great deals on there. I'm constantly finding good deals of products and wanted to share with you my favorites for business and life. Running My Business Podcast Microphone- this is the exact podcast mic I use for my business. 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I've sat on patios of white washed home in Santorini, drank wine in Tuscany, ate croissants in quaint Parisian shops, saw monkeys and crocodiles in - [The Ultimate Guide to Havasupai and Havasu Falls | Arizona](https://whitneyhansen.com/the-ultimate-guide-to-havasupai/) - A few year ago I stumbled upon a picture of Havasupai. It was this beautiful blue waterfall with red rock canyon surrounding it. It looked like it was photoshopped. But the more I learned about Havasupai, the more I realized this place was legitimately bucket list worthy! So I hopped online 6 months in advance - [How to become a productivity master and crush your to-do list](https://whitneyhansen.com/how-to-become-a-productivity-master-and-crush-your-to-do-list/) - Do you ever feel like you have a never ending to-do list and it doesn't seem to get any shorter? Or maybe you feel like you're living in your inbox and always working from OPA (other people's agenda). If you do, you're going to love this post. I'm breaking down a productivity system that really - [2019 Recap: What went well and not well](https://whitneyhansen.com/2019-recap-what-went-well-and-not-well/) - I like to do a recap of how the year went as a way of closing off the year and sprinkling little tips throughout. As a whole, 2019 was not a great year for me. It was a struggle. I like to think about my life into different areas: HealthMoneyBusinessLife/RelationshipsTravel Let's start with the good - [Top 5 Most Downloaded Episodes of The Money Nerds Podcast](https://whitneyhansen.com/top-5-most-downloaded-episodes-of-the-money-nerds-podcast/) - Okay, confession time... I started The Money Nerds Podcast as a way of highlighting the cool things everyday people were doing to reach financial success. I attend a conference every year, FinCon, and was so inspired to launch a podcast after meeting people at there. I met people who paid off $1 million in 2.5 - [20 Money Goals for 2020](https://whitneyhansen.com/19-money-goals-2019/) - *Newly updated money goals for 2020!* Is getting your shit together with money one of your new year's resolutions? You know you need to start #adulting, but may not know where to start. So I reached out to the top personal finance bloggers to get their suggestions of what money goals should make it on - [Saying Goodbye To Patrick- Heartfelt advice for anyone losing their pet](https://whitneyhansen.com/saying-goodbye-to-patrick-heartfelt-advice-for-anyone-losing-their-pet/) - Editors Note: I wrote this days after saying goodbye to Patrick as a way for me to process, cope, and rationalize what happened. It has not been proofread, and there are probably still typos. It just hurts to read through this again, so I hope you'll overlook that. When I was 19, I found an - [Your Financial Privilege is Showing](https://whitneyhansen.com/your-financial-privilege-is-showing/) - Not gonna lie- I'm irritated. I've been seeing lot of personal finance messages that tells us to: Live a littleBuy the daily latte it won't make a differenceDon't give up eating out- it won't move the needle The message is empowering for some and truly detrimental for others. Where the "treat yo' self" message goes - [5 questions to ask yourself if you're feeling unhappy with your life](https://whitneyhansen.com/5-questions-to-ask-yourself-if-youre-feeling-unhappy-with-your-life/) - Sometimes, we wake up and realize that the path we've been going down isn't the right one for us. I remember, when I graduated college and realized that the degree that I spent 4.5 years getting and now working as an Accountant in, wasn't for me. I started dreading going to work and feeling this - [How to save big on pet care: Guest Post](https://whitneyhansen.com/how-to-save-big-on-pet-care-guest-post/) - WHITNEY'S NOTE: This is a guest post from my pal Sarah Wilson, Budget Girl. Not only is Sarah a total badass who paid off $33,000 within 3 years, she did this on a $26,000/year salary as a reporter. She's also a wildly popular YouTuber AND dog lover. As many of you know, I have a - [Blog With A Full-Time Job: 3 Phases of Blogging](https://whitneyhansen.com/3-phases-blogging/) - *Since writing this post, Natalie has officially launched a course teaching you the exact steps to take to go through these phases and build a profitable blog while you still have a full-time job. Natalie successfully grew her business to over $165,000 last year and you'll get to see exactly how she has done this - [How to create a successful blog while working a full-time job](https://whitneyhansen.com/how-to-create-a-successful-blog-while-working-a-full-time-job/) - Have you ever seen those articles about people who make hundreds of thousands of dollars per year off their blog? From first glance, it seems impossible, but once you learn that a blog is not a business, a business is what makes you money, you start to view blogs differently. I recently went through my - [Top 9 Back-to-School Money Saving Tips](https://whitneyhansen.com/top-9-back-to-school-money-saving-tips/) - Editors Note: This post is by Lindsay Nichols. I LOVED learning her tips and tricks for saving on back to school. I have a love/hate relationship with the month of August. I love the dog days of summer – enjoying family time with the kids, the smell of freshly cut grass, swimming under the hot - [CREDIT PART 1: What does your credit score mean and what can you do to improve it?](https://whitneyhansen.com/credit-part-1-what-does-your-credit-score-mean-and-what-can-you-do-to-improve-it/) - You probably know that there’s a mysterious number tied to your identity called your credit score. I say it’s mysterious because like most people, you probably aren’t sure exactly how it was determined, what it means, if it’s important, or what you can to do make it better (and why you want to)! When it - [KISS: How to simplify your financial life](https://whitneyhansen.com/kiss-how-to-simplify-your-financial-life/) - Hey guys, news flash: you can’t spend more money than you make. It seems so simple, doesn’t it? But for some reason, overspending is something that many people struggle with. Has society taught us that we can have whatever we want, even if we can’t afford it? If you spend more money than you make, - [CREDIT PART 2: What NOT to do when you are trying to improve your credit score](https://whitneyhansen.com/credit-part-2-what-not-to-do-when-you-are-trying-to-improve-your-credit-score/) - Hey there credit-inquisitors! This series of posts is designed for you to learn all you can about credit. By now, I hope you have read the first post “What does your credit score mean and what can you do to improve it?” which teaches you why you should care about your credit score and outlines - [5 lessons my Mama taught me about money that set me up for success as an adult](https://whitneyhansen.com/5-lessons-my-mama-taught-me-about-money-that-set-me-up-for-success-as-an-adult/) - Editors Note: Post from the perspective of Lindsay Nichols. There are some great insights and tidbits that we can all learn from. When I was a kid, I didn’t realize that my family was living a frugal lifestyle. My Mama (who raised my sister and I as a single mom) did a really good job - [Candid Bulldog Yoga Online Review](https://whitneyhansen.com/candid-bulldog-yoga-online-review/) - This post is sponsored, but all opinions are my own. My first ever yoga experience was hilarious. For some reason, I decided hot yoga was a good place to begin. I went in with my rolled up purple yoga mat, commitment that I was going to stretch, and meditate (never mind that I could barely - [Rethinking Self-Care: You've probably never thought of it like this before](https://whitneyhansen.com/rethinking-self-care-youve-probably-never-thought-of-it-like-this-before/) - Recently, I experienced a period of extreme burnout. Like, didn’t have the energy to even check my email or motivation to tackle even the most basic tasks. That’s usually my sign that it’s time to slow down and get refocused on self-care. What is burnout According to HelpGuide.org, burnout is defined as a state of - [Learn How to Cook: Tips and Tricks for Saving Money and Eating Healthy](https://whitneyhansen.com/howtocook/) - I love to eat. Food brings me great pleasure and I will profess my love for a good meal unabashedly. For years I spent a good part of my income eating out (because I didn’t really know how to cook, and I like the social aspect of it). But now that I’ve learned that eating - [5 tips for buying your first home ???? (what I wish someone told me)](https://whitneyhansen.com/5-tips-for-buying-your-first-home-🏠-what-i-wish-someone-told-me/) - When I first bought a home, I was scared sh*t-less. It felt incredibly overwhelming and I had no idea how I was going to learn the lingo and ins and outs of the process. You have things like escrow, PMI, FHA loans, and closing costs. Thankfully, the process is easier than we thought because we - [How to become a profitable financial coach](https://whitneyhansen.com/becomeafinancialcoach/) - Being a financial coach is the most rewarding career I've ever had. It's also the hardest I've ever worked. Running a business is incredibly time consuming... But it's worth it. As a financial coach, you get to help people get a financial plan in place, see a light at the end of the tunnel and - [Frugal + Fed Up: What To Do When Cutting Expenses Isn't Enough](https://whitneyhansen.com/frugal-fed-cutting-expenses-isnt-enough/) - We’ve all been there. You’re trying to save for a new car, a kick ass trip, or even trying to get out of debt as quickly as possible and what do you immediately do? Cut expenses. And I get it. Really, I do. That’s typically the first place I start as well because it is a - [Side Hustle this woman is using to make an extra $1,200 per month – and you can too!](https://whitneyhansen.com/wondersidehustle/) - Whitney's Note: Hey guys, this is a guest post from an inspirational woman in the Manage Your Money Like A Boss FB group. I've been following Alexis' journey for a while now, and was super inspired by her side hustle. She graciously wrote up a post to help us learn how we can start to - [Being a financial coach: Most commonly asked questions](https://whitneyhansen.com/being-a-financial-coach-most-commonly-asked-questions/) - Recently I sat on an entrepreneurship panel and discussed my career as a financial coach. It was really fun reflecting on what life used to be before starting my own business. And I can honestly say, I'm SO grateful for the opportunity and courage I took to branch out on my own. I'm definitely not - [Beat Procrastination Once and For All](https://whitneyhansen.com/beat-procrastination-once-and-for-all/) - Let me be incredibly honest for a second. I secretly dream of being the most productive person I know. In fact, I even told my S.O. that the other day and he looked at me with a confused look on his face. "What does that even mean?" Good question, right? After reflecting on this question, - [2018 Review And Where We're Going in 2019](https://whitneyhansen.com/2018review/) - I always feel a sense of gratitude when the year comes to an end. And sadness, because life goes so dang fast. So let's dive into a 2018 reflection highlighting the good, bad, and ultimately, what I will do in 2019. 2018 Review This was a huge year for me. Like huge! I grew a - [Last 30 Days Challenge: Improve Your Habits- Week 4](https://whitneyhansen.com/last30daysweek4/) - Over the last few weeks, we've been focusing on a lot of good stuff. We've covered topics like mindset, setting better financial goals and how to conduct a yearly financial review. This week, we're going to be diving into your habits. But first, if you haven't gone through the previous week's challenge, I highly suggest - [Last 30 Days Challenge: Yearly Financial Review - Week 3](https://whitneyhansen.com/last30daysweek3/) - This week is going to be an amazing doozy! It's a tough one and will take a bit more time than the previous two weeks challenges, but I promise-- it's 100% worth it. Just to recap, during Week 1, we discussed mindset and how to start building up an abundant mindset and perspective. Week 2 - [Last 30 Days Challenge: Money Mindset- Week 1](https://whitneyhansen.com/moneymindset/) - I am on a mission to finishing 2018 on a very strong note with my finances and life and wanted to share with you exactly what I'm doing to help me. I'm working towards improving my mindset around money. In personal development, there's a concept that is incredibly important-- Our thoughts create our feelings. Our feelings - [Last 30 Days Challenge: Financial Goals- Week 2](https://whitneyhansen.com/last30daysweek2/) - Last week, we began working on our money mindset. Definitely go through Week 1 if you haven't done so already! This week, we're focusing on setting financial goals. Now, if you've never experienced my version of goal setting, you're going to LOVE it! It's not your typical, set a SMART goal and hope you accomplish - [4 Steps to Get Your Partner on the Same Financial Page](https://whitneyhansen.com/4-steps-to-get-your-partner-on-the-same-financial-page/) - Money can be such a dirty word. Get this-- Money is the second leading cause of divorce in the US (behind infidelity). Many sites have articles, upon surveys, upon polls that list out startling stats that are enough to make you cry. Most cite high amounts of debt and lack of communication on money as - [How to Reduce Impulse Buys and Stop Blowing Money](https://whitneyhansen.com/how-reduce-impulse-buys-and-stop-blowing-money/) - Impulse buys are one of the top budget busters. We have such a hard time saying no to ourselves in the moment, because -- as we like to tell ourselves-- we work hard and damnit we deserve it. And I get it! You DO work hard! That's why I want to to start reframing - [How To Save Money At Disney World-- 5 Tips From A Disney Addict](https://whitneyhansen.com/savemoneyatdisney/) - *This post is a guest post from Kari Lorz. Kari is a writer, Disney fanatic, and mom. She's currently building up her freelancing portfolio. Disney World. One of the spendiest places on Earth... Oh, I'm sorry, I meant the Happiest Place on Earth. Seriously though, you know those shirts that say "Best Day Ever!" On - [4 Gifts For The Techy Gadget Lover](https://whitneyhansen.com/giftstech/) - The person who loves tech and gadgets is one of the hardest people to shop for, IMO. Mostly because the price tag that comes along with these items can be really steep. So I did some digging, consulted with my fiance' who is also a techy guy and compiled gift suggestions for the person who - [4 Gifts For The Person Who Works From Home](https://whitneyhansen.com/giftsworkfromhome/) - Did you know the average family plans to spend $929 on Christmas? Damn near $1,000! This is crazy to me. After all, it's money spent on a holiday that is completely commercialized, has lost the real meaning, and turns us all into grouchy broke people. Bah-humbug. Scroogy-ness aside, it can be a wonderful time of - [4 Perfect Gifts For The Person Who Loves Traveling](https://whitneyhansen.com/4-perfect-gifts-person-loves-traveling/) - We all have someone in our life that loves traveling and appreciates thoughtful gifts that make travel more efficient. As someone who travels 4-5 times a year and takes plenty of weekend adventures, I know from experience how much I appreciate gifts that make traveling better. Most of these gifts are very budget friendly and - [9 Christmas Gifts Under $25](https://whitneyhansen.com/9-christmas-gifts-25/) - Christmas gift shopping is rough. It's so hard to find great deals that will be the perfect gift for your loved ones. If you are trying to figure out what the ideal gift would be, here is a list of 9 gifts that are pretty sweet and if ordered soon, you'll get them in time - [15 (Free)Inspirational Money Phone Wallpapers](https://whitneyhansen.com/15-freeinspirational-money-phone-wallpapers/) - Sometimes we need a little inspirational reminder of what we are working hard for. If you are like most people interested personal development, you likely have post-it notes with messages like "you can do it" or "I've got this" everywhere around your house. But the place most of us forget to continue our inspirational - [A not so scary Halloween: 3 tips to save money](https://whitneyhansen.com/a-not-so-scary-halloween-3-tips-to-save-money/) - With Halloween right around the corner, I wanted to share some tips to help you save money this holiday. These will help you not break the bank and still have a rockin' time. By the time you buy a costume ($60+), candy for trick or treaters ($10), and go downtown for drinks and dinner ($50+)/pay - [How I Manage My Financial Life](https://whitneyhansen.com/how-i-manage-my-financial-life/) - Have you ever wondered what a financial coach's financial system look like? I can't speak for others, but I am certainly qualified to talk about what works for me. :) Here are some steps that I personally take to help me manage my own financial life. Step 1: Set goals Many of us try to - [Net Worth: Why it matters and how to calculate it](https://whitneyhansen.com/net-worth-why-it-matters-and-how-to-calculate-it/) - Net worth is this concept that a lot of people seem to forget is important. I see waaaay too much attention on credit scores than I do on net worth. And I understand why. A sizable net worth takes years to accumulate. DISCLAIMER: While I'm a big fan of tracking your net worth, keep in - [10 Movies/ Shows to Binge On Netflix + My Popcorn Recipe](https://whitneyhansen.com/10-movies-shows-to-binge-on-netflix-my-popcorn-recipe/) - One of my favorite thing to do on a Friday night is binge watch Netflix. It's cheap, it's entertaining, and can be educational depending on what you're watching. Think about it- if you go to the movie theater, buy two tickets at an average of $9 per ticket and purchase a medium popcorn an average - [How to save money on back to school shopping](https://whitneyhansen.com/how-to-save-money-on-back-to-school-shopping/) - We all know how crazy it gets when the summer time is coming to an end and it’s time to get prepared for the school year to begin. But it can be hectic when you know the supply list needs to be bought and a lot of things are needed. Tips for saving money on - [Financial Advice I Wish I’d Received In My 20s](https://whitneyhansen.com/financial-advice-i-wish-id-received-in-my-20s/) - On July 15, I celebrated my 30th birthday and spend a lot of time in reflection for my past, present, and planned for the future. Inspired by my milestone birthday, I wanted to share financial advice I wished I had received in my 20s. Get educated Most 20-somethings receive a ton of unsolicited financial - [Journey To Minimalism: Part 4 | The Garage](https://whitneyhansen.com/journey-to-minimalism-part-4-the-garage/) - You guys! We are almost done with the Journey to Minimalism! I almost can't believe it- but am not gonna lie- I don't miss constantly reorganizing and dealing with the temporary chaos. Ha! But alas, we are nearing the end of it all and I couldn't be more excited. This week was the week - [Journey To Minimalism: Part 5 | Decluttering Your Financial Life](https://whitneyhansen.com/journeytominimalismfinanciallife/) - LAST WEEK!!! This post completes our Journey to Minimalism! Decluttering our finances is so important. I received a comment on part 4 YouTube video that made me head nod! She mentioned how our minimalism in our home and finances goes hand in hand. They absolutely do! Before we dive into all the details, let's - [Journey To Minimalism: Part 3 | The Bathroom](https://whitneyhansen.com/journey-to-minimalism-part-3-the-bathroom/) - This week I tackled the bathroom. Honestly, it was a bit easier than I expected. But before I dive into that, let me give you an update on the previous week's journeys. Update on Kitchen And Bedroom Kitchen is still looking pretty good. The pantry has stayed organized, clean, and easy to navigate. The fridge - [Journey To Minimalism: Part 1 | The Kitchen](https://whitneyhansen.com/minimalismthekitchen/) - I recently had a moment with my life. It all started on Friday afternoon when I was doing the dishes. Now, normally dishes are uneventful. But not today. I was frustrated that I was doing tons of dishes every. single. day. (There are 3 people in my home). So of course, this sparked a - [The 52 Week Money Saving Challenge And Special Hack](https://whitneyhansen.com/52weeksavingchallenge/) - If you've spent any time on Pinterest searching around for money saving tips or money saving challenges, I'm 99.9% certain you've come across the 52 Week Money Saving Challenge. It's fun, fairly easy to implement and helps you save $1,378 in 1 year. For most people, $1,378 is a lot of money. If you - [5 Tips To Paying Off Debt Quickly](https://whitneyhansen.com/5-tips-to-paying-off-debt-quickly/) - Most people that have debt wish it were gone ASAP. But a lot of people that have a goal of paying off debt fast will be told they can't do it, it's too aggressive, you'll have no life, it's not possible __________. I'm here to tell you- you can do it. I know it's - [4 Strategies To Paying Off Debt (And Which is Best)](https://whitneyhansen.com/debtpayoffstrategies/) - Do a quick search for strategies to paying off debt and you'll find the possibilities are limitless and it seems that everybody and their dog has an opinion. But if you do some digging, what you'll find is that all the strategies typically come down to four primary methods. Each strategy is slightly different. The - [15 Actions To Take Today To Grow Your Blog](https://whitneyhansen.com/15-actions-to-take-today-to-grow-your-blog/) - As a blogger, there is always a million things to do. You write content, edit, publish, promote, and respond to comments and emails. The list goes on. As an entrepreneur, I've had to learn the hard way that there is a huge difference between passive action and massive action. Passive Action Tasks Passive action - [Journey to Minimalism: Part 2 | Bedroom](https://whitneyhansen.com/minimalismpart2/) - I was dreading this week. Cleaning out my closet is not fun and as much as I love getting rid of stuff, I really don't enjoy getting rid of my clothes. I have built up a habit of doing this on a fairly regular (ish) basis so I'm getting better. If you have been - [How to be a positive person that people want to be around](https://whitneyhansen.com/how-to-be-a-positive-person-that-people-want-to-be-around/) - We all have that one person who is a downer in our lives. You have a conversation with them and immediately you walk away feeling drained of energy. It's exhausting. That negativity is contagious. But we also forget positivity is contagious too. Because I strongly believe that being a positive person is good for the - [Budgeting For Beginners: How To Create A Budget](https://whitneyhansen.com/howtobudget/) - Want to get more results with your financial life? Of course you do! (I presume that's why you're here.) Then you absolutely must budget! If your eyes just glazed over, hang with me. Budgeting is actually really simple. And I'll show you how. Step 1: Get Organized The first step to any project is preparation. - [Spring Clean Your Financial Life- Free Checklist](https://whitneyhansen.com/spring-clean-financial-life-checklist/) - Spring is in the air! ...Aside from the crazy snowstorms we've been having. Every year around this time, we all start getting rid of stuff, decluttering the home and trying to get our homes in order. But it's also the perfect time to get your financial life together. That's why I created this printable checklist - [10 Ways To Pay Off Student Loans Fast](https://whitneyhansen.com/10-ways-pay-off-student-loans-fast/) - Students loans are the skid marks on the underpants of society. I have my own fair share of experience with students loans. In 2010 I graduated with my bachelors in Accounting and racked up $30,000 in student debt. Not cool. I remember checking the mail and walking into the house where I opened an envelope - [How to work from home AND bring in $10,000 a month as a Virtual Assistant](https://whitneyhansen.com/virtualassistant/) - In the business world, there are tons of essential tasks constantly stacking up. As an entrepreneur myself, I know how crazy hard it is to manage all the tasks. (Seriously, ain't nobody got time for that.) That's where virtual assistants come into the picture. Virtual assistants ensure all the scheduled meetings, purchases, and emails are - [You're doing it wrong: 14 Mistakes People Make When Paying off Debt](https://whitneyhansen.com/youre-doing-it-wrong-14-mistakes-people-make-when-paying-off-debt/) - Have you ever wondered if you are paying off debt the right way? More than likely, you are making one of these ridiculously common mistakes. Here are 14 of the biggest mistakes I see people making when it comes to paying off debt. Knowledge is power my friends. It's time to educate yourself. 1. You - [6 Healthy Shopping Strategies To Help You Save At Least $40 Per Week On Your Grocery Bill](https://whitneyhansen.com/6-healthy-shopping-strategies-help-save-least-40-per-week-grocery-bill/) - “Healthy food costs too much.” The number one reason people report not eating healthy or not eating enough fruits and vegetables. But you’re not one of those people. That’s because you’ve already showed how you can practice long-term planning, patience, and seeking value when it comes to optimizing your financial health. It turns out that - [12 Binge Worthy Podcasts That Will Improve Your Life](https://whitneyhansen.com/12-binge-worthy-podcasts-will-improve-life/) - I love a good podcast! They have become so engrained in my life that I listen to them when I'm cooking breakfast, getting ready for the day, and during the commute to work. On average, I consume about 6-10 hours per week soaking in information. Why I Listen To Podcasts A lot of people wonder - [#RealTalk: How to destroy debt](https://whitneyhansen.com/realtalk-how-to-destroy-debt/) - For everything you say yes to you are saying no to something else. Novel concept, I know. Yet so many of us don't realize that by saying yes to debt, we are simultaneously saying no to something that might be more important in the future. Almost every day I meet someone who tells me they - [January 2018 Monthly Review](https://whitneyhansen.com/january-2018-monthly-review/) - January was a crazy month with some pretty nice milestones in there. But despite hitting some really impressive milestones, I have to be honest- it didn't make me feel more successful or happier. It was a good reminder that the journey is what matters most and if you aren't enjoying the process, the milestones won't - [The Ultimate Guide to How I Paid Off $30,000 in 10 Months](https://whitneyhansen.com/the-ultimate-guide-to-how-i-paid-off-30000-in-10-months/) - The Start Reality. 2010 was a great year; I graduated college, I got my first “big kid” job at a public accounting firm and life was looking promising. There was only one problem. I had almost $30,000 in debt staring me in the face. Yikes! For some, that is okay, student loans are normal. I - [DIY: How-to Build A Fireplace (in one weekend)](https://whitneyhansen.com/diy-how-to-build-a-fireplace-in-one-weekend/) - One of my greatest strength (and weaknesses) is my sense of spontaneity. I will go on road trips on a whim, try new hobbies, implement new ideas within a day, and start fairly large house projects after thinking about them a day or two. That's just me. Now that you know that about me, it's - [7 Money Apps That *Actually* Help You Reach Your Goals](https://whitneyhansen.com/7-money-apps-actually-help-reach-goals/) - Do you love manually pushing the transfer button on your savings account and seeing the money transfer from one account to the other? Then this may not be the post for you. But if you are someone who wants to automate as much of your financial life as possible- then free up some space on - [How To Travel To India on $20 A Day](https://whitneyhansen.com/travel-india-20-day/) - This past summer I spent 6 weeks backpacking in India with one of my very best friends. One of the most common questions I get is how did I manage to do this as a “broke college student”? So here it is- the 10 best budget-saving tips to travel India on a super (like super) - [November 2017 Monthly Review ✈️](https://whitneyhansen.com/november-2017-monthly-review/) - Welcome to my second every monthly review of my business and life! This is a much more personal, behind the scenes, look into my life. Side note, how the heck is it already December? I can't even believe how fast the year is going. It's a bit depressing. What's New Small wins I'm celebrating: I - [December 2017 Monthly Review](https://whitneyhansen.com/december-2017-monthly-review/) - Phew! December was such a whirlwind of craziness and excitement with the holidays and gearing up for my busy season. I also had a few cool events that helped me end the year with a bang. WHAT’S NEW Small wins I’m celebrating: Blog traffic is steadily increasing and affiliate sales are also increasing. If - [Budget Guide To 8 Days In Costa Rica](https://whitneyhansen.com/budget-guide-8-days-costa-rica/) - Around 7 years ago I wanted to go to Costa Rica. I grabbed my notebook, Pinterested so many places to see and planned an entire 7 day itinerary for Tony and I to use. But life happened and frankly, I was broke and unable to afford to travel. So I kinda put it on the - [10 Tips To Living An Intentional Life](https://whitneyhansen.com/10-tips-living-intentional-life/) - We live in a world that tells us we aren’t enough. We don’t have enough, our bodies aren’t enough, our banks accounts aren’t enough, and the only way to fill this void is by material items. We chase happiness through material items so deeply, that we sometimes lose ourselves. We lose touch of what truly - [Should you SAVE money or pay off DEBT first?](https://whitneyhansen.com/save-money-pay-off-debt-first/) - Alright guys, this question is top 5 of what I get asked on a regular basis. I get where the confusion comes from. We are all told to save $1,000 first and then pay off debt before building up your 6 month "Oh Shit Fund." It's good advice. But it's not very practical for some. - [  8 deadly mistakes that can crush the financial future of millennials](https://whitneyhansen.com/8-deadly-mistakes-can-crush-financial-future-millennials/) - As per the financial experts, millennials who are entering into professional life should also give priority to the financial achievements. Only earning a good money is not enough. A person who is working hard for earning should know how to save a portion of his/her income. Most of the millennials believe in earning a lot - [The Financial Roadmap: What you should be doing at each stage of your financial life](https://whitneyhansen.com/financial-roadmap-stage-financial-life/) - I recently did a massive survey of WhitneyHansen.com subscribers. Here's what I found- many people are unsure of what they should be doing at each stage in their financial life. You might also be confused on if all the feelings you are experiencing are borderline crazy or totally normal. So let's talk about this. There - [Add These 18 Money + Career Books To Your List!](https://whitneyhansen.com/add-18-money-career-books-list/) - I love reading. From the looks of it you do too. I mean, why else would you be reading a list of books? But finding good personal development books can be ridiculously hard to find. So I vetted dozen of books to bring you the best financial books to read this fall. For Fun The - [10 Money Habits To Implement Today](https://whitneyhansen.com/10-money-habit-implement-today/) - Habits are what makes our lives function. We all have good and bad habits. These are 10 that will help your financial life run more smoothly. Automate Your Bill Pay Why This Works: You will save money by avoiding late fees and have extra peace of mind knowing that your bills will always be paid - [How to save for a car ????](https://whitneyhansen.com/saveforacar/) - There comes a time in every person's life where their old car, or hoopty- as my brother in law calls it, needs to be retired. This is something I'm currently experiencing. My car is a 2001 Toyota Celica, that I proudly brag about. While it has served me well over the past 10 years, it's - [Travel With Me: 6 Days In Greece Itinerary](https://whitneyhansen.com/travel-6-days-greece-itinerary/) - One of the greatest perks of the debt free life is being able to spend your money on traveling instead of payments. Now, don’t get the wrong idea- I travel a lot, but I also keep my day-to-day living expenses super basic. For example, I don’t go out to eat, I spent $20 a month - [October 2017 Monthly Review ????](https://whitneyhansen.com/october-2017-monthly-review/) - I've been inspired by some of my fellow blogging friends to share a more in-depth personal, monthly review of my business and my life. I'm not sure how this is all going to go, but here goes nothing. :) What's New My podcast, The Money Nerds, was recently nominated for a Plutus Award for "Best - [8 Traits of Happy People](https://whitneyhansen.com/8-traits-happy-people/) - This weekend, I looked around my house and realized that my house reflected exactly how I feel inside... chaotic. So I decided to rearrange my office and get rid of stuff. First thing I noticed was my desk was against my window which had my back to the door. I began noticing that I wasn't - [FREE 2018 Calendar Printables](https://whitneyhansen.com/freecalendars2018/) - Lately, I've been looking everywhere for cute, printable calendars and frankly, couldn't seem to find any that caught my eye. -Sidetrack- In the spirit of new years resolutions and goals, I decided to learn a new skill- Adobe Illustrator. I am familiar with Photoshop, but not so much other Adobe products, so I jumped right - [Inside Look: How I Personally Manage My Money](https://whitneyhansen.com/inside-look-how-i-personally-manage-my-money/) - A lot of times, being successful with your monthly budget is simply being aware of your expenses. From coaching and working with over 150 people in the last year, I have found that most common issue is surrounding personal finance is the lack of organizing information. Enter budget binder. A budget binder is a very basic - [7 tips for budgeting for non-essentials](https://whitneyhansen.com/7-tips-for-budgeting-tips-for-non-essentials/) - *This post may contain affiliate links or sponsored links. What this means is if you choose to purchase something through a link it helps support this site at no extra cost to you. #Winning Over the years I’ve learned a few things about budgeting. One of those lessons; budgeting for non-essentials is tough! So here - [Italy: Tips, Must Knows, and Suggestions Before You Go](https://whitneyhansen.com/italy-tips-must-knows-suggestions-go/) - On Friday, I just returned from my week long adventure in Italy. Aside from retro selfie-sticks and Roman traffic- it was amazing! When I was in 5th grade, I wrote a report on Venice and thought it was the coolest thing to have canals and no cars. It seemed like such a fictional place in - [8 Tips To Make Filing Taxes Suck Less & How To Tell If You Will Get A Refund](https://whitneyhansen.com/8-tips-to-make-filing-taxes-suck-less-how-to-tell-if-you-will-get-a-refund/) - *This post may contain affiliate links or compensation for sponsored content. This is at no cost to you, but helps me keep this website alive. There are three certainties in life: death, crappy things happening, and taxes. Working in public accounting taught me some really great lessons. I learned that you should never mix business - [Live like a celebrity...for a fraction of the cost](https://whitneyhansen.com/live-like-a-celebrity-for-a-fraction-of-the-cost/) - We all want to live like a celebrity. Heck, I get the pull. Beautiful cars, big houses with a mother in-law suite (never mind you don’t have a mother-in-law), and being able to travel at a moment’s whim. It is a very appealing lifestyle. I’m not quite rolling in the Benjamin’s so I have to - [Black Friday Dos + Donts (if you are brave enough to go out)](https://whitneyhansen.com/black-friday-dos-donts-if-you-are-brave-enough-to-go-out/) - Once upon a time, I used to go to Black Friday sales every single year. 1:00 am was no barrier for me. I wore that sh*t like a badge of honor going to work later that morning and bragging about my finds. (One year, after fighting the crowd, my click- aka boyfriend, sisters, brother and - [Goal Setting for People that HATE Thinking About the Future](https://whitneyhansen.com/goal-setting-for-people-that-hate-thinking-about-the-future/) - Hi guys, So, truth be told, my mindset on goal setting is beginning to change. I'm starting to think there may be a better way of setting goals. Maybe planning for the next year, five years, or even ten years is a bit outdated. I mean, who can predict the way their life goes? What - [How-to grocery shop on $150 And eat healthy](https://whitneyhansen.com/how-to-grocery-shop-on-150-and-eat-healthy/) - Have you ever looked at your grocery budget and thought what the heck did I spend all that money on? As if that's not bad enough, you look in your pantry and all you have is junk food. It's easy to do if you are going to the g-store without a plan. To help you - [Spooky Money Mistakes That Will Make Your Hair Stand Up](https://whitneyhansen.com/spooky-money-mistakes-will-make-hair-stand/) - There's nothing I love more than a good scary story. While, I typically opt for a good ghost story, or creepy true crime documentary, I also geek out on a story about scary money mistakes we make. I turned to my FinCon friends to share their scary financial mistakes made.Here are some of them: Student - [4 Money Saving Apps That You Should Have Downloaded Yesterday](https://whitneyhansen.com/4-money-saving-apps-that-you-should-have-downloaded-yesterday/) - "It's not your salary that makes you rich, but your spending habits." -Charles A. Jaffe I was reading an article the other day that said the average adult spends 90 minutes a day on their phone. That's the equivalent of 23 DAYS in a year! As a society, we have adopted technology as an integral - [Why it's ridiculously hard to pay off credit card debt](https://whitneyhansen.com/why-its-ridiculously-hard-to-pay-off-credit-card-debt/) - Have you ever struggled with paying off credit card debt? If so you are not alone! There's a reason it's difficult to pay off, because of the way interest is charged. Let's first discuss how the interest is compounded. If you hate math, don't sweat it, you can skim through this section! This is pretty - [4 Ways To Pay off Your House Faster](https://whitneyhansen.com/4-easy-ways-to-pay-off-your-house-faster/) - Imagine what you can do if you don't have a house payment. It's like living at your parent's house but better, you can paint whatever color you want! Paying off your house is thought to be a sign of the ultimate financial freedom. Although sometimes paying off your house isn't always the best financial move. - [Step-By-Step Travel Guide: How I Spent 10 Days in the Caribbean for $900](https://whitneyhansen.com/step-step-guide-spent-10-days-caribbean-900/) - You love travelling, exploring, and checking out amazing places, but you don’t think you can afford to travel. Sound familiar? I get it. I used to feel the exact same way until I made a subtle mindset shift. I found out that material items I was wasting my money on weren’t nearly as important as - [3 Tips That Will Save You Money When Moving](https://whitneyhansen.com/3-tips-will-save-money-moving/) - Moving from one home to another is not only a time-consuming, stressful task; it can also be very expensive. If you’re a renter, you may have to pay two rents in one month, as well as deposits and other moving-related fees. Then there is the cost of moving all your stuff, replenishing your pantry, and - [How I built a semi-decent business with potential in 1,095 days](https://whitneyhansen.com/built-semi-decent-business-potential-1095-days/) - Not the sexiest title. I know. But I wanted to share a little bit about the behind the scenes stuff into my business. I'm very aware of how things can look from an outside perspective. Hell, I've even thought the same things before, "this person is crushing it! They are consistently putting out great content. - [How to start a blog (for non-techy people)](https://whitneyhansen.com/start-blog-non-techy-people/) - Starting a blog is freakin' scary. You have to figure out how to work these intimidating techy elements, then decide if you start on Weebly, Wix, Wordpress, Squarespace, and on and on. I get it. And honestly, confession time- I used to not be a techy person at all. I mean, setting up a printer - [The Stupidly Simple Budget Hack That Will Help You Stick To Your Plan](https://whitneyhansen.com/stupidly-simple-budget-hack-will-help-stick-plan/) - "F*ck it. I'm going to Starbucks." I said this to myself in the middle of tax season. Normally, this wouldn't have been a big deal; but I was 3 months in to my strict goal of paying off my $30,000 student loan within a year. And in order to achieve faster results, I had to - [How I built my credit score to 799 and I don't use credit cards](https://whitneyhansen.com/built-credit-score-799-dont-use-credit-cards/) - Say whaaaaat? You're probably thinking what the heck- that's not possible. And I'm about to educate you on how I did this. Just to give you some background on my financial life so you understand the whole picture. I used to finance furniture, up until I was 20 (*damn you RC Willey for having cute - [How $120 per month can make you a millionaire](https://whitneyhansen.com/how-120-per-month-can-make-you-a-millionaire/) - In high school, I read a book that changed my life. David Bach's "The Automatic Millionaire." This book shaped my entire philosophy on saving for retirement and gave me an awareness of how small decisions can make a big difference later in life. I remember looking at that compounding interest chart and seeing if I - [27 lessons from 27 years](https://whitneyhansen.com/27-lessons-from-27-years/) - Last week I celebrated another incredible year on earth. Life is really short, so I feel very blessed to be alive and given another day to chase my dreams. I thought it might be kinda fun to share with you lessons I've learned over 27 years. Money does not gender discriminate. Female or male you - [2 Things No One Tells You About Getting Out of Debt](https://whitneyhansen.com/2-things-no-one-tells-you-about-getting-out-of-debt/) - The feeling debt gives us can be summarized in one word: Shackles. Imprisonment. Trapped. Stuck. (insert your own verb or noun). One of the best quotes I've ever heard on debt is this: "Some debts are fun when acquiring them, but none are fun when you set about retiring them." How true is this? Trust - [20 Books To Read In Your 20's](https://whitneyhansen.com/20-books-to-read-in-your-20s/) - I love reading. So much so that I find myself reading 2-3 books at a time. Not the most effective but hey, that's how I roll. Let's get into this post. Here are 20 books I highly recommend every 20-something year old read (in no particular order). "Who Moved My Cheese?" Adorable, short and to the - [11 Insane (But true) Things About Money](https://whitneyhansen.com/11-insane-but-true-things-about-money/) - Raise your hand if you love random facts. Keep them up if you love money facts. Seriously, I dig me some randomness, but these are just crazy. After reading this list, you will probably never look at money the same way. Zero trees are cut down every year to make money. Yep, turns out our - [1/3 Rule: Be a budget fashionista](https://whitneyhansen.com/13-rule-be-a-budget-fashionista/) - Today's post is for my fashionista friends who love to shop. This post is for those that love quality instead of quantity items. The "one third rule" might be for you. One time I went shopping at an outlet mall and found myself buying clothes because it was such a good deal. I couldn't help - [How To Find Really Cheap International Flights (Without Credit Card Hacking)](https://whitneyhansen.com/find-really-cheap-international-flights-without-credit-card-hacking/) - I used to think international travel was for those who had a lot of money or did a lot of credit card hacking. Neither of which applied to me. Paying $1,500 for a flight alone does not fit into my life. (Especially at the frequency I prefer to travel.) If you follow this blog you know - [My Review of Xero: Cloud Accounting Software For Small Business Owners](https://whitneyhansen.com/review-xero-cloud-accounting-software-small-business-owners/) - Knowing what software to use for invoicing, bank reconciliation and expense tracking for your business can be difficult. There are a lot of options and not quite enough time to research all the options. So in an effort to save you some time, this is my review of the software Xero. Dashboard The picture below shows - [Car Payments Suck: What A 16 Year Old Taught Me](https://whitneyhansen.com/car-payments-suck-what-a-16-year-old-taught-me/) - Last weekend, my adorable, smart, 16-year-old sister reminded me of a very valuable personal finance principle. Truly, live within your means. She doesn't have a car, but she works 25-30 hours a week. Frankly, my mom, brother, and sister are sick of driving her around and she wanted a bit of independence. She had been - [Sh*t People Say To Entrepreneurs](https://whitneyhansen.com/sht-people-say-to-entrepreneurs/) - Sometimes, as entrepreneurs, we get asked weird things. Things that make you scratch your head and say, "did I just hear that correctly?" Turns out you're in good company. In dire need of support and reassurance, I turned to my fellow personal finance bloggers to see what kind of weird stuff they get asked. The - [3 Things Rap Songs Taught Me About Money](https://whitneyhansen.com/3-things-rap-songs-taught-me-about-money/) - Rap songs have my heart. Rap videos...not so much. (they don't even make sense, am I right?) One day, driving to work I was listening to - you guessed it- a rap song on the radio. In the middle of throwing gangsta signs, cussing so much my mama would proud, and ballin' so hard, I - [Budget Friendly Valentine's Day Gifts](https://whitneyhansen.com/budget-friendly-valentines-day-gifts/) - Knowing what to get a special someone in your life is freaking hard work. You try to be thoughtful, think of exactly what they want, and at the same time not break the bank. #AmIRight? Because I experience how difficult it is to buy thoughtful V-Day gifts every year, I did some research and compiled - [Should you take a vacation while you are trying to pay off debt?](https://whitneyhansen.com/should-you-take-a-vacation-while-you-are-trying-to-pay-off-debt/) - Have you ever wondered if it's a good idea to take a vacation while you are in the midst of paying off debt? You're not alone. This is one of the top five questions I hear most. The answer is.... it depends. If we were discussing your financial situation, I would ask you - [Science Says This Is The One Financial Habit That Will Actually Change Your Life](https://whitneyhansen.com/science-says-one-financial-habit-will-actually-change-life/) - You're probably thinking... "bold statement there Whitney!" But it's true! There is one financial habit that trumps all other things you will do. This one habit beats out budgeting, ...saving, *gasp* ...automating your financial life. It even beats out visualizing your financial goals. The best part? It's ridiculously easy to do. The one financial habit - [Guest Post: How to save on your wardrobe](https://whitneyhansen.com/guest-post-how-to-save-on-your-wardrobe/) - Shopping is definitely a guilty pleasure for many, and while the ongoing sales help us save a few extra bucks, we need to learn how to cut back on retail therapy if we’re ever going to be financially responsible. With all the beautiful window displays we pass on a daily basis, it’s hard not taking - [Is the program that erases your student loans worth it?](https://whitneyhansen.com/is-the-program-that-erases-your-student-loans-worth-it/) - Have you heard that if you work a job in public service for a period of time that you can have your loans wiped? Me too. A lot. I kept hearing people discussing this plan I thought for sure it would be God sent to some people. Naturally, I was curious to see if it - [Start A Business Today In 5 Steps](https://whitneyhansen.com/start-a-business-today-in-5-steps/) - One of my big goals in life is networking. I attend networking events every month and walk away with a profound appreciation for people. I find so much inspiration in hearing how people overcame to be achieve their version of success. Through all the events, I have found something incredible. People are starting to recognize that - [Guest Post: Who's really the broke one?](https://whitneyhansen.com/guest-post-whos-really-the-broke-one/) - The author of this post is McKenzie Hansen. McKenzie is a student at Boise State University, where she hopes to pursue a career in the medical field. She works two jobs to support herself through school and is figuring out adulthood one day at a time. She is a fitness competitor, avid gym goer, loves - [How-to Turn Your Hobby Into A Business](https://whitneyhansen.com/how-to-turn-your-hobby-into-a-business/) - Everyone rejoice! Gone are the days of working a crappy job, for decent pay, that sucks the life out of you.The internet changed everything. Because of the internet, many people found that they could share their hobbies with the world (reaching millions of people) and even make a little extra dough. We live in a - [A Coffee Addict's Guide to Getting Your Fix on a Budget](https://whitneyhansen.com/a-coffee-addicts-guide-to-getting-your-fix-on-a-budget/) - Anyone that knows me will attest that I drink a whole lot of coffee. Between studying to get into nursing school and working crazy hours in the emergency room, what's a girl supposed to do?! It didn't take me very long to realize that my coffee addiction was hindering my goal of building my savings. I knew - [The Surprising Key To Happiness: Minimalist Life](https://whitneyhansen.com/the-surprising-key-to-happiness-minimalist-life/) - Sometimes, living a happier life is easier than we make it seem.We think we need a big house, nice car, rockin' bod, six figure job, and all the other excitement the media portrays- but we are wrong. Dead wrong. This week's theme is all about living a bigger life with less. It's possible and there - [6 Ways to Earn Money With a Busy Schedule](https://whitneyhansen.com/6-ways-to-earn-money-with-a-busy-schedule/) - One of the top things keeping people from following their dreams is lack of money, and one of the top things keeping people from making money is lack of time. I feel like I am always hearing from my 20-something year old peers that there just "isn't enough time to work full-time and get good grades." - [DIY: Adorable Wood Plank Wall For $50](https://whitneyhansen.com/diy-adorable-wood-plank-wall/) - Want to hear a little secret? I am a closet handy woman. Seriously, last year we remodeled my home and did 99% of the work (I can't cut granite- yet). I love it! A few months ago I decided to remodel my office. The kitchen table wasn't cutting it anymore. So, Tony built a custom - [8 Reasons Graduation Can Cause A Downward Spiral](https://whitneyhansen.com/8-reasons-graduation-can-cause-a-downward-spiral/) - Graduation day is something you have been dreaming about for years. You went to college, you proved you have a strong ability to persevere and endure some pretty sh*tty times, and now you are preparing for your big day. Trust me I get it! I'm getting ready to graduate with my masters in business administration - [10 Ways to Keep Learning... Even After Finals Are Over](https://whitneyhansen.com/10-ways-to-keep-learning-even-after-finals-are-over/) - For many college students, finals are over and summer is among us! Camping trips, vacations, and road trips are being planned and the many textbooks we collected through the semester are being shut away in the back of closets. For many freshmen, sophomores, and juniors, they won't be opening a book again until the fall semester. - [Why Buying A Dog Might Be A Bad Idea...(it pains me to say this)](https://whitneyhansen.com/why-buying-a-dog-might-be-a-bad-idea-it-pains-me-to-say-this/) - Although dogs are a man's best friend, they are not always your wallets best friend. I'll be the first to admit, I got a dog for the wrong reasons. I wanted a little buddy, he was super cute, and I didn't realize how expensive they can be. The video discusses some of the "hidden costs" - [Why being afraid is a GOOD thing](https://whitneyhansen.com/why-being-afraid-is-a-good-thing/) - Fear has such a negative connotation. We are all told to face our fears, or even shy away from our fears. Of course the latter is implied indirectly. I agree that we should face our fears, but even more than that I really do believe that being afraid can be a good thing. A damn - [DIY: How-to make a {budget friendly} headboard](https://whitneyhansen.com/diy-how-to-make-a-budget-friendly-headboard/) - I LOVE DIY home improvement projects and lately, I've been sick of my bedroom. I'm not in love with the bed, nightstands and dresser, but instead of selling the set and trying to buy a new one (which is not budget friendly), I decided to make do with what I had. My new strategy- decorating! - [How-to travel + explore + have a life you are proud of on a tight budget!](https://whitneyhansen.com/how-to-travel-explore-have-a-life-you-are-proud-of-on-a-tight-budget/) - There are very few things I enjoy more than traveling and exploring. Over the past couple months I found myself complaining that my life was b-o-r-i-n-g. I wasn't enjoying things as much as I used to, I was on the verge of burnout, and really needed to pause and reflect. So I thought about the things - [Guest Video: Nicole Vranjican on YouTube + Beauty + Confidence](https://whitneyhansen.com/guest-video-nicole-vranjican-on-youtube-beauty-confidence/) - I meet a lot of really cool people on Instagram. Instagram has slowly taken the Pinterest place for me and I find myself wandering mindlessly across cool pictures. That is how I met Nicole. Nicole is a beauty blogger, foodie, inner beauty advocate, and journalism student. She has been YouTubing for a couple years now - [Advice for cleaning up your credit report](https://whitneyhansen.com/advice-for-cleaning-up-your-credit-report/) - I get asked a lot about building credit, repairing credit and all things credit related. Most people have very similar situations.... they didn't know a bill was pending, and it got sent to collections. They didn't run their credit report, so they had NO IDEA that they had negative marks on the report. Medical debt - [Tips for thrifting + making cheddar (...money)](https://whitneyhansen.com/tips-for-thrifting-making-cheddar-money/) - Thrifting has a weird rap. Some people love it. Some people think it's dirty and gross. Guys, sadly, I used to think it was dirty and gross. Growing up I had shopped at thrift shops and used to be so embarrassed about it. You've got to get past the lady with her finger in her nose, - [My career as a financial coach](https://whitneyhansen.com/my-career-as-a-financial-coach/) - A few days ago I got asked a great question regarding my career as a financial coach. To my surprise, there are others that may want to be a financial coach! And totally should! The world needs more people with an opinion on money that can help guide other's to being wise with their money. - [Push Goals](https://whitneyhansen.com/push-goals/) - Yesterday I went for a run- despite having a million things I should be doing. While running I was listening to a podcast episode from The Chalene Show. (This lady speaks to me!) Her entire episode is why goal setting typically fails. We set goals to help us improve in our financial life - [Guest Post: 4 Things You Should Know About Paying Off Your House](https://whitneyhansen.com/guest-post-4-things-you-should-know-about-paying-off-your-house/) - The author of this post is Steve Stewart. Steve has been teaching and encouraging others on how to eliminate debt and build wealth for almost a decade. This year he left his day job, used cash to buy a car and new windows for his house, and is paying off the house as a Christmas - [Are educated millennials overconfident with their ability to manage money?](https://whitneyhansen.com/are-educated-millennials-overconfident-with-their-ability-to-manage-money/) - Today, I read an article on USA Today about millennials and money and wanted to share some thoughts on this subject. The information came from an online survey of 1,320 millennials (18-34). This is an awesome article with some very interesting stats in there, but I'm only going to focus on a couple right now. - [How-to get a raise](https://whitneyhansen.com/how-to-get-a-raise/) - You've worked your a$$ off. You're at work all the time, you go above and beyond your job descriptions, and you feel like you deserve a raise. Sooo... how do you ask? The video below goes into detail on how-to do this. https://www.youtube.com/watch?v=8K463ik0o-8 Remember: PDA P (prepare) D (document) A (ask) The video gives you - [Going Back to School Without Going Broke](https://whitneyhansen.com/going-back-to-school-without-going-broke/) - It's that time of year again... School shopping, new class schedules, paying tuition, and hating how much a text book can cost. For the first time in 15 years, the coming of fall is not bringing along the start of a new school year in my life. Anyone who knows me can attest that I - [The Secret to Getting More....(by giving?)](https://whitneyhansen.com/the-secret-to-getting-more-by-giving/) - Hey guys, I hope you enjoy today's video. This is a topic near and dear to me. It's often un-talked about in personal finance, but plays a big factor in how you are fulfilled and how much wealth you accumulate. After watching this video, you will learn giving can be equally as important as saving - [How-to increase your savings & have fun with money](https://whitneyhansen.com/how-to-increase-your-savings-have-fun-with-money/) - Too often we find ourselves looking back on life and being disappointed with our financial progress. "Why didn't I save more money?! I have nothing to show for myself." We've all been there. This video is going to teach you two easy strategies to increasing your savings and start having a great time with money. - [Is someone stealing your identity?](https://whitneyhansen.com/is-someone-stealing-your-identity/) - Would you even know if someone was stealing your identity? After this post/video you certainly will. Thankfully this has never happened to me. But if someone were to attempt to be the next Whitney Hansen (like the world needs another…) I would catch it. Like a mouse against a cat, that person wouldn't have a chance. - [To buy or not to buy: Purchasing a home in your 20s](https://whitneyhansen.com/to-buy-or-not-to-buy-purchasing-a-home-in-your-20s/) - Last weekend I attended a conference focused on transforming your mind and business. It was truly motivational and inspirational (I'll share my takeaways in a later post). While at lunch one day, I overheard a couple 20-something year olds discussing buying a home. This sparked my interest. There are probably a lot of millennials wondering - [My dirty little secret to paying off debt and accomplishing more in record time](https://whitneyhansen.com/my-dirty-little-secret-to-paying-off-debt-and-accomplishing-more-in-record-time/) - We all have 24 hours in a day. 24 hours. It may not seem like a lot, but it is just enough time to accomplish all your hopes and dreams. We have the same amount of time in the day as Beyonce- and that lady is absolutely crushing it! If you have been struggling making - [Could this be the reason we are all in debt?](https://whitneyhansen.com/could-this-be-the-reason-we-are-all-in-debt/) - Have you ever discovered something that totally pisses you off? A couple weeks ago my 16-year-old sister participated in a financial education game simulation designed to teach high school students how to be financially prepared for their future. Awesome, right? Nooope. Sadly, it was a huge letdown. The education the high school students received was - [Paycheck to paycheck sucks: 3 reasons you are broke](https://whitneyhansen.com/paycheck-to-paycheck-sucks-3-reasons-you-are-broke/) - Hi friends! I'm writing this after having a mild heart attack. I experienced my first website crash, and may or may not have almost cried. Seriously, this is a side of life I never imagined myself going through. Thankfully, as you can see, all is well in Whitney website land. This week's theme has been - [Is college worth it?](https://whitneyhansen.com/is-college-worth-it/) - College can be a pain in the butt. Sitting through lectures, furiously taking notes, late night study sessions (which I don't recommend), and the opportunity cost of school instead of bringing home the bacon, are all real concerns. When it comes to going to college, a true analysis needs to take place. Simply going to school - [3 Secrets To Becoming A More Powerful Person](https://whitneyhansen.com/3-secrets-to-becoming-a-more-powerful-person/) - One of my biggest girl crushes is Marie Forleo. Marie founded MarieTV, marieforleo.com and B-School. If you haven't seen her videos, you are truly missing out- they are hilarious and informative. Marie has it together. She has the cutest clothes, gorgeous hair, always looks well put together, exudes this confident "this is who I am and - [5 Money Goals To Conquer In Your 20s](https://whitneyhansen.com/5-money-goals-to-conquer-in-your-20s/) - Raise your hand if you are a 20-something trying to figure life out. Yep, me too! Your 20s are an interesting time in your life: going on countless dates, pursuing a college degree, multiple 2007 Britney Spears moments, figuring out what the heck your career will be, quarter-life crises (oh yes, these things are real!), - [Are credit cards worth it?](https://whitneyhansen.com/are-credit-cards-worth-it/) - Do you ever watch the show "Fatal Attraction?" I am fascinated by this show! It shows people that have potentialy fatal pets, typically big cats. I love this show because it always begins and ends the same way. They get this adorable tiger cub and bottle feed it until it's an adult. They play with - [Why networking is magical- if done correctly!](https://whitneyhansen.com/why-networking-is-magical-if-done-correctly/) - Raise your hand if you have ever been told "you should network." What the hell does that actually mean? It took me 24 years to actually understand why this is so important. Two year ago I started taking networking seriously... the result? Fabulous connections that help me, connect me with people I need to know, - [Where to begin? 5 tips to help you jumpstart your financial journey](https://whitneyhansen.com/where-to-begin-5-tips-to-help-you-jumpstart-your-financial-journey/) - You're a millennial. You want to take on the world, travel, eventually buy a home, build up your savings and start paying off the ungodly amount of student loan debt you have. You're eager to get started on a financial plan and start taking back control of your life. You are sick of feeling burdened - [Guest Post: The Lazy Man’s Way to Invest](https://whitneyhansen.com/guest-post-the-lazy-mans-way-to-invest/) - The author of this post is Tony Huynh. Tony is a grad from Boise State University, where he studied Mechanical Engineering. He works as an Account Manager. In his free time, he is the face behind Good Guy Health, a website that provides healthy recipes, workouts and inspiration in a very unique and fun way. Investing. If - [The truth about tax refunds and using it to your advantage](https://whitneyhansen.com/the-truth-about-tax-refunds-and-using-it-to-your-advantage/) - I hate to be the Debbie Downer, really I do, but there is a huge myth that surrounds tax refunds that drives me to the verge of shaving my head Britney style, or tuning into my inner Charlie Sheen.... Winning! This video discusses two things: 1. Why you are receiving a tax refund. (I tried - [Increase Your Happiness And Wealth In 5 Minutes](https://whitneyhansen.com/increase-your-happiness-in-5-minutes/) - How are you doing today? Most of the time we hear this question and respond with a mumbled, "fine, and you?" Wouldn't you like to happily say with confidence "Damn good thanks!" That's what this post is about. I'm going to teach an easy to implement five minute strategy to increased happiness, inner peace, and - [Daily Dose](https://whitneyhansen.com/daily-dose/) - There's enough negativity in the world. Feed your mind positivity every day. COMING SOON... - [How I paid $472 for my MBA](https://whitneyhansen.com/how-i-paid-472-for-my-mba/) - You read that correctly. When I graduate in May 2015 (did you just hear angels singing?), I will have paid less than 500 bucks for my grad school. Part of my weirdness- if you’ve met me, you understand- is challenging social norms and experimenting with my personal life. I like to test my self imposed - [Put down your phone- stop telling people they don’t matter!](https://whitneyhansen.com/put-down-your-phone-stop-telling-people-they-dont-matter/) - I was recently reminded of the importance of personal interaction, quality time, and making people feel they are worth your time. Have you ever been so excited to spend time with someone only to find them checking Facebook, Instagram or texting the entire time? This is the world we live in. But this does not have - [Snowball Effect and Buying Stolen Credit Cards](https://whitneyhansen.com/snowball-effect-and-buying-stolen-credit-cards/) - As I write this, I am sitting on my patio, drinking coffee with Peppermint Mocha creamer, listening to birds chirp, and watching the sunset. It’s been about a month since I have had the opportunity to do this and oh how it was missed! Being in nature relaxes me and reminds me of how petty my - [Why Maxing Out Your Credit Card In 1 Hour Is Dumb](https://whitneyhansen.com/why-maxing-out-your-credit-card-in-1-hour-is-dumb/) - I get sent articles/texts/Facebook messages of some really cool money topics. But sometimes, just sometimes, I get sent things that make me want to shake someone. (don't worry- I'm kidless!) I was sent a Facebook status post. A young, 18 or 19 year old female bragging about maxing her "Victoria's Don't Tell Nobody" card...within the - [Why you are broke: Reason #1](https://whitneyhansen.com/why-you-are-broke-reason-1/) - What if I told you the reason you are broke is about 75% your fault and 25% someone else's fault. But, after this post, it will be 100% on you. (It's not too late to turn back!) By the time you are 5 years old, you have a set of political, religious, environmental, and financial - [Book Review: Lean In](https://whitneyhansen.com/book-review-lean-in/) - Don't like to read? No problem! I am starting a new series where I will provide you a book review and highlight the key concepts that I took away from the book and you don't have to read it. (Although, I highly encourage everyone to be a reader!) I'm proud to announce that my new - [Why You Need An "Oh Sh*t Fund"](https://whitneyhansen.com/why-you-need-an-oh-sht-fund/) - One fine spring day, as I was making the journey to work, a huge, monstrous rock flew out of a truck, and hit my windshield. How the windshield stayed together is beyond me, but no matter how I looked at it, it needed to be replaced. That stuff happens. Let's imagine you've been working at - [In the spirit of Thanksgiving...](https://whitneyhansen.com/in-the-spirit-of-thanksgiving/) - The line between successful people and average joe's is actually marginal. There isn't a huge distinct separation. Crossing the line only requires tiny action steps or small changes in daily habits that compound over time. The small compounds are then deemed overnight success, when really it required work day in and day out. You might - [4 Words That Will Haunt Your Future: "If I had only..."](https://whitneyhansen.com/4-words-that-will-haunt-your-future-if-i-had-only/) - One of the worst feelings is regret. I'm going through a moment of regret right now. All my life I have always wanted to travel the world. I have an entire bucket list of places I want to see and experiences I hope to have. And year after year, I find myself saying, "It's not - [4 Money Mistakes People Make In Their 20s](https://whitneyhansen.com/4-money-mistakes-people-make-in-their-20s/) - After working with over 150 people this year, I am convinced that these are the top four biggest money mistakes people make while in their 20s. And oh my lanta how easy they are to fall into. Knowledge is power. Being aware of these mistakes will help you from falling into the victim mentality in your - [Budget Friendly Christmas: 6 Gifts Under $40](https://whitneyhansen.com/budget-friendly-christmas-6-gifts-under-40/) - Christmas is a time to drink hot chocolate, take sleigh rides, drive around looking at lights, listen to "Santa Baby" on repeat, and spend time snuggling on the couch watching Christmas movies. It's a magical time of year! Do you know what's not so magical?Overspending on Christmas and ringing in the New Year with credit - [Are You Livin' La Vida Broka?](https://whitneyhansen.com/are-you-livin-la-vida-broka/) - Have you ever ran out of gas? Like literally ran totally out and had to push your car? Yeah, that definitely happened to me sophomore year of high school. Thank God for good friends that helped me push my car at lunch break. I went to the gas pump and counted my change to get - [Meet Patrick....and Me.](https://whitneyhansen.com/this-is-a-youtube-video-post-2-2-2/) - [Personal Finance](https://whitneyhansen.com/this-is-a-youtube-video-post-2-2/) - [3 Critical Things You Need To Know About Retirement](https://whitneyhansen.com/this-is-a-youtube-video-post-2/) - [All About Mutual Funds (My Favorite Investment!)](https://whitneyhansen.com/this-is-a-youtube-video-post/) ## Pages - [Home](https://whitneyhansen.com/) - [Free Workshops](https://whitneyhansen.com/free-workshops/) - Sign up. Download the cheat sheet. Improve your life. I like to take care of my fellow money nerds. That's why when you join my digital family, you get access to all these workshops... FOR FREE! Go ahead and click on the workshop you like below so we can become friends. You'll immediately be sent the - [Online Casino mit PayPal – Die Beste Zahlungsmethode für Spieler in Österreich](https://whitneyhansen.com/online-casino-mit-paypal-die-beste-zahlungsmethode-fur-spieler-in-osterreich/) - In Österreich suchen immer mehr Spieler nach einer schnellen, sicheren und bequemen Möglichkeit, Geld in Online-Casinos einzuzahlen. PayPal hat sich als eine der beliebtesten Zahlungsmethoden etabliert, doch nicht alle Online-Casinos akzeptieren es. Warum ist PayPal so gefragt, und welche Plattformen bieten diese Option an? Warum ein Online-Casino mit PayPal nutzen? Die Vorteile von PayPal als - [Work With Me](https://whitneyhansen.com/work-with-me/) - Ready to have a financial life you've always dreamed of? You're in the right place! I work with people in two ways: Financial coaching- 3 month 1:1 coaching program helping individuals and couples get control of their money, build a solid foundation, manage their cash flow and change their lives forever without having to sacrifice - [About](https://whitneyhansen.com/about/) - Hey there! I'm Whitney. Welcome to my little corner of the internet. I'm a financial coach who helps ambitious people manage their cash flow, pay off debt, work towards their goals, and live life on their own terms. I also help other financial coaches start, launch, and grow their coaching businesses while getting paid for - [Free Training](https://whitneyhansen.com/90daysto1ktraining/) - 90 Days To $1K as A Financial Coach with Whitney Hansen, MBA, Financial Coach JOIN BECOME A FINANCIAL COACH When you are first starting a business or side hustle, it feels like everything is a mountain to climb. It's hard to know exactly what to do, when to do it, and if it will even - [Privacy Policy](https://whitneyhansen.com/privacypolicy/) - Whitney Hansen LLC Privacy Policy of https://whitneyhansen.com Privacy Policy Effective date: December 27, 2018 Whitney Hansen LLC ("us", "we", or "our") operates the https://whitneyhansen.com website (the "Website"). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Website and the choices you have associated with - [Contact](https://whitneyhansen.com/contact-3/) - Hey there! Trying to get in touch with me for media appearances, speaking requests, or just want to say hi? EMAIL: Hello@WhitneyHansen.com Thanks for reaching out! - [30 Day Challenge](https://whitneyhansen.com/30-day-challenge/) - You're in! THE FREE 30-DAY MINDFULNESS CHALLENGE 30 days to a wealthier, healthier, happier life https://youtu.be/7hKSW6tM-QI Is this for me? Do you have a can-do attitude, an open mind and a desire to try new things? If so, this is the challenge for you. Over the next 30-days, we will be taking a journey to - [Countdown To Christmas Challenge](https://whitneyhansen.com/countdown-to-christmas-challenge/) - Hey there! I'm so excited you've joined the Countdown To Christmas Challenge! If you're seeing this page, it means you're officially in the challenge. We are starting on September 1, but check your email a few days prior for all the challenge details. Together we are going to learn how to save money easily, so - [Resources](https://whitneyhansen.com/resources/) - Alright, by popular request here is a listicle of the resources I recommend for life and business. :) LIFE + MONEY Qapital- I started using this app as a way to save for my dream trip to Machu Picchu. What started as a test, turned into me continually using the app to this day. I - [Podcast](https://whitneyhansen.com/podcast/) - [smart_podcast_player] - [Thanks for signing up!](https://whitneyhansen.com/thanks-for-signing-up/) - Don't forget to mark your calendar (if you're anything like me-- if it doesn't go on my calendar, I'm probably going to forget), get your pen and paper ready, and get ready to learn a framework to becoming a profitable financial coach. See you soon! Whitney - [Customized Coaching](https://whitneyhansen.com/customized-coaching/) - Sick of saying, "this is my year" and then getting to the end of the year and still not accomplishing your financial goals? It might be time for a money coach. Who is coaching for? Coaching is ideal for you if you: Know what you should be doing, but can't seem to make yourself follow through Need - [Affiliate Policy](https://whitneyhansen.com/affiliate-policy/) - Hi there! I'm so excited you are interested in becoming an affiliate for Become A Financial Coach. The following information is put in place to help protect Whitney Hansen LLC's legal rights and ensure that you understand legality behind affiliate relationships. So pardon the fancy language, but it's important. :) Good To Know Info Here's - [Financial Coach](https://whitneyhansen.com/financialcoach/) - It's coming soon! The course that would have saved me time, money, frustration and help me create a profitable financial coaching business much earlier. - [I've got ya down!](https://whitneyhansen.com/ive-got-ya-down/) - Your seat has officially been saved for the Budgeting Masterclass. (Wednesday, September 19 at 4 PM MT) You'll receive some more information later this week regarding the masterclass and how to get the most out of it! Until then, come hang out in the private Facebook Group. Chat soon! Whitney - [Investing Challenge](https://whitneyhansen.com/investingchallenge/) - What's up? You're officially registered for 3 Day Investing Challenge. I'm stoked to teach you everything I know so you can: ♥ Understand the terminology ♥ Learn how to DIY your investing ♥ Feel more confident with planning for your future The challenge will be starting soon- and take place 100% through email. So stay - [You're Still In!](https://whitneyhansen.com/active/) - Awww, I'm so glad you are still interested. Seriously, prior to this I was sitting on my coach, scratching my head and thinking... "why aren't they opening my emails?" Anyways, looking forward to sharing more content with you on how to manage your finances, free up your income by paying off debt, and side hustle - [My Recommendations](https://whitneyhansen.com/my-recommendations/) - [hi](https://whitneyhansen.com/hi/) - This is me when I was in high school. Sitting in class, cheesing with my friends and learning about hospitality and tourism. I'm still nerdy, but thankfully I have grown into my "nerdiness." Phew, now that we got that out of the way, let's talk about how I can help you achieve your business goals. - [1:1 Coaching Monthly Payment](https://whitneyhansen.com/11-coaching-monthly-payment/) - Need monthly payments? No worries! Here's the breakdown of the 3 installments. 1:1 Coaching Number of payments 3 Start payments At checkout Due* Amount At checkout $167.00 USD Every 1 month (x 2) $167.00 USD Total $501.00 USD * We calculate payments from the date of checkout. Sign up for - [Money Challenge](https://whitneyhansen.com/money-challenge/) - Hey! You're in. I've got you down for the 5 day money challenge. Thanks for joining in! I'm going to help you get your stuff together with money as much as I can in 5 days. It's not going to be easy, but it will definitely be worth it. Hope you are ready to roll! - [Video](https://whitneyhansen.com/video/) - Thanks for joining in the video webinar! Here is the link to download: PDF of equipment/software to create your own videos Keynote text template Good luck with your own video creation! I hope you love it as much as I do. :) **Please note some of the resources listed on the PDF are affiliate links. - [Blog 1](https://whitneyhansen.com/blog-1/) - Need Some Inspiration? read the blog - [Make It Rain Challenge- Week 4](https://whitneyhansen.com/make-it-rain-challenge-week-4/) - Welcome to week 4- our final week! On this page, you will find everything you need to accomplish week 4's challenge. You have exactly one week to get these done. Do your best + schedule your accountability call with me if you haven't done so already. Check out the intro video below, download the resources - [Make It Rain Challenge- Week 3- Save](https://whitneyhansen.com/make-it-rain-challenge-week-3-save/) - Welcome to week 3! On this page, you will find everything you need to accomplish week 3's challenge. You have exactly one week to get these done. Do your best + schedule your accountability call with me if you haven't done so already. Check out the intro video below, download the resources cheatsheet, + schedule - [Make It Rain Challenge- Week 2- Plan](https://whitneyhansen.com/make-it-rain-challenge-week-2-plan/) - Welcome to week 2! On this page, you will find everything you need to accomplish week 2's challenge. You have exactly one week to get these done. Do your best + schedule your accountability call with me if you haven't done so already. Check out the intro video below, download the resources cheatsheet, + schedule - [Make It Rain Challenge- Week 1- Dream](https://whitneyhansen.com/make-it-rain-challenge-week-1-dream/) - Welcome to week 1! On this page, you will find everything you need to accomplish week 1's challenge. You have exactly one week to get these done. Do your best + schedule your accountability call with me if you haven't done so already. Check out the intro video below, download the resources cheatsheet, + schedule - [Affiliate](https://whitneyhansen.com/affiliate/) - Want to help others live a stress-free financial life + make money? Apply to be an affiliate of the Manage Your Money Like A Boss course today. For every person you refer that signs up for the course, you will receive up to 50% commission for that sale. Easy peasy! Right now, I'm accepting high-quality applicants - [The 1 Hour Financial Plan](https://whitneyhansen.com/the-1-hour-financial-plan/) - What you will learn: How to keep on track with your financial life in just 1 hour per month through weekly money dates. You will also learn how to track your money on a weekly basis to ensure you stick to a financial plan that works for you. Materials: Download the weekly checklist to keep - [Free Community](https://whitneyhansen.com/free-community/) - Have you ever wished you had a personal finance person to answer all your weird money questions? Then join the free Facebook group. You will be part of a community of supportive, understanding, people and can help you answer all of life's toughest money decisions. Personal finance is tough. But you don't have to do - [Praise](https://whitneyhansen.com/praise/) - [vc_row gmbt_prlx_bg_type=”parallax” gmbt_prlx_video_youtube_loop_trigger=”0″ gmbt_prlx_video_height_correction=”0″ gmbt_prlx_video_width_correction=”0″ gmbt_prlx_parallax=”none” gmbt_prlx_speed=”0.3″ gmbt_prlx_break_parents=”0″ gmbt_prlx_row_span=”0″ bg_type=”no_bg” bg_grad=”background: -webkit-gradient(linear, left top, left bottom, color-stop(0%, #FBFBFB), color-stop(50%, #E3E3E3), color-stop(100%, #C2C2C2));background: -moz-linear-gradient(top,#FBFBFB 0%,#E3E3E3 50%,#C2C2C2 100%);background: -webkit-linear-gradient(top,#FBFBFB 0%,#E3E3E3 50%,#C2C2C2 100%);background: -o-linear-gradient(top,#FBFBFB 0%,#E3E3E3 50%,#C2C2C2 100%);background: -ms-linear-gradient(top,#FBFBFB 0%,#E3E3E3 50%,#C2C2C2 100%);background: linear-gradient(top,#FBFBFB 0%,#E3E3E3 50%,#C2C2C2 100%);” bg_color_value=”#3eb7c7″ parallax_style=”vcpb-default” bg_image_repeat=”no-repeat” bg_image_size=”cover” bg_img_attach=”fixed” parallax_sense=”30″ animation_type=”h” horizontal_animation=”left-animation” vertical_animation=”top-animation” parallax_content_sense=”30″ fadeout_start_effect=”30″ bg_override=”full” css=”.vc_custom_1410468779890{border-bottom-width: - [How to save without doing any work](https://whitneyhansen.com/how-to-save/) - What you will learn: 4 steps to saving, how to set effective money goals + make your money work for you, where to keep your savings, how many accounts do you actually need, and my personal recommendation for a higher interest savings account. Materials: Download the cheat sheet to keep you on task. Click here to download. - [How to pay off debt](https://whitneyhansen.com/how-to-pay-off-debt/) - What you will learn: 4 common pitfalls people make when they are paying off debt, different strategies + options for paying off debt, and I'll show you an example of how you can accelerate the get out of debt process. Materials: Download the cheat sheet to keep you on task. Click here to download. Watch - [4 Steps To Winning With Money](https://whitneyhansen.com/4-steps-to-winning-with-money/) - Why hello there! Glad to see you on this training page (okay, you caught me, I can't actually see you). You should probably bookmark this page so you don't forget it. Here's the best way to complete this training: Step 1: Download the PDF guidebook here. Please print off a copy and use it to - [Goals](https://whitneyhansen.com/goals/) - Do you continuously fail at your New Years resolutions? Are you sick of feeling like you have nothing to show for yourself? Do you wish you had a template to follow that guaranteed you results? ---------------------------------------------------------------------- If you answered yes to any of these questions, I've got a special treat for you. 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